China CIRC Publicity Month on Preventing and Combating Illegal Fund-raising.

In order to implement the Opinions of the State Council on Further Improving the Prevention and Disposal of Illegal Fund Raising (Guo Fa [2065438+05] No.59), China Insurance Regulatory Commission's Notice on Further Improving the Prevention and Disposal of Illegal Fund Raising in the Insurance Industry (Bao Jian Cha [2015] No.263) and Interim Measures for Early Warning and Investigation of Suspected Illegal Fund Raising Activities in the Insurance Industry (issued by China Insurance Regulatory Commission) In order to protect the legitimate rights and interests of insurance consumers, Lichuan Leading Group Office for Combating and Disposal of Illegal Fund Raising and Lichuan Insurance Industry Coordination Management Office reminded the insurance consumers that,

I. Insurance institutions shall conduct insurance business in a clear business area and scope in strict accordance with the contents of the insurance business license issued by the China Insurance Regulatory Commission according to law. Without the approval of relevant financial regulatory authorities, insurance institutions may not sell non-insurance financial products.

Two, without the authorization of insurance institutions, it is forbidden for any insurance branch and sales practitioners to sell non-insurance financial products without authorization.

3. No insurance salesperson may sell non-insurance financial products without authorization or in the name of an affiliated institution. In case of violation, the insurance institution will reserve or perform the right to investigate the legal responsibility of the relevant personnel according to law.

4. If any insurance institution or individual fraudulently uses the name of an insurance company or instigates you to buy non-insurance financial products by means of surrender, reinsurance or policy loan. , you can promptly report to the insurance company or to the Lichuan Insurance Industry Coordination Management Office.

5. When purchasing insurance products, you have the right to ask for the inspection of the insurance salesman's practice certificate, identify the name of the insurance institution, and be alert to illegal fund-raising fraud to avoid being cheated.

6. When you buy the insurance products you need, you must pay the premium through authorized bank transfer to ensure the safety of your funds.

The vast number of insurance consumers are requested to recognize the dangers of illegal fund-raising, resist and report illegal fund-raising, and ensure that their legitimate rights and interests are not harmed.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.