What is p 2 p financial management?

P2P financial management refers to the company as an intermediary, which connects borrowers and borrowers to realize their respective lending needs. Borrowers can be unsecured loans or secured loans. The intermediary is generally a new financial management model that collects fees from both parties or unilaterally for profit purposes or earns a certain interest margin for profit purposes.

P2P is the abbreviation of peer-to-peer, and peer has the meaning of peer (status, ability, etc.) in English. P2P directly connects people and allows them to interact directly through the Internet. It makes the communication on the network easier, more direct and interactive, truly eliminates middlemen, and provides greater convenience for enterprises and individuals. In this way, P2P can be understood as "partner-to-partner", or peer-to-peer networking, which is a product of Internet finance (ITFIN).

P2P financial management is favored by more and more investors because of its high income and strong liquidity, but the P2P threshold is relatively low, so the industry of P2P online lending platform is still in the growth stage. As an investor, it is necessary to carefully choose a safe and reliable platform.