What does the code of conduct for bank employees include?

The main codes of conduct for bank employees are: patriotism, honesty and trustworthiness, legal compliance, professional competence, diligent performance of duties, service-oriented, and strict confidentiality; they are not allowed to participate in "pornography, gambling, drugs, "Black", illegal fund-raising, fraud, bribery and other illegal activities and illegal organizations; illegal collection is strictly prohibited; organizing and participating in illegal private financing is strictly prohibited; credit card criminal activities are strictly prohibited; illegal and criminal activities in the information field are strictly prohibited; insider trading is strictly prohibited; misappropriation of funds is strictly prohibited ; Credit fraud is strictly prohibited; illegal benefit transfer transactions are strictly prohibited; illegal part-time jobs for profit are strictly prohibited.

Comply with job management specifications: abide by business operation guidelines, follow the bank’s operating procedures for job responsibilities and risk isolation to ensure the safety of customer transactions. You are not allowed to inquire about information that is not related to your own work, or entrust others to perform custody of items, information or other job responsibilities in violation of regulations.

Comply with credit business regulations: According to regulatory regulations and the risk control requirements of the institution where you work, strictly implement the "three inspections" including pre-loan investigation, loan review and post-loan inspection.

Comply with sales business regulations: You are not allowed to carry out financial business in any place that has not been approved by the regulatory agency or the agency where you are located, you are not allowed to sell or promote products that are not approved by the agency where you are located, and you are not allowed to sell on behalf of institutions that do not hold financial licenses. products. It is not allowed to non-publicly sell deposit products, loan products, fund products, trust products, financial products, etc. to specific customers that are superior to other similar customers.