What is the mutual medical insurance fund for employees?

1. Workers' medical mutual insurance fund refers to certain mutual funds paid by employees. The mutual medical insurance fund for employees uses collective strength to help individual employees reduce their medical burden and improve their ability to resist the risk of serious illness.

2 in Hubei, Wuhan city circle, Xiangyang to carry out medical assistance activities for employees. In September, 2065438+00, the Federation of Trade Unions of 9 cities including Wuhan, Huangshi, Xiaogan, Ezhou and Huanggang and the trade unions of provincial organs officially launched the medical mutual assistance activities of employees in Wuhan metropolitan area for major diseases. Up to now, three phases of medical assistance activities for employees with serious illness in the city circle have been carried out. Among them, 306,800 employees participated in mutual aid activities in the third phase, raising 32,780,900 yuan of mutual aid funds; 872 employees received mutual aid subsidies, amounting to 9.345 million yuan.

3 "mutual medical fund for trade union workers" refers to "mutual protection for workers". Workers' mutual assistance security is a kind of non-profit-making mutual assistance security activity with low premium, strong security, simple procedures, timely payment, standardized management, which is advocated and organized by the All-China Federation of Trade Unions.

4. Workers' mutual assistance guarantee aims to give full play to the function of trade unions in safeguarding rights and promote the development of social security, which is an effective way for trade unions to organize the implementation of send warm Project and help solve difficulties. Its main task is to carry out mutual assistance activities related to the health, old age, illness, death, injury and disability of employees on the basis of self-financing and voluntary participation of employees.

A "mutual medical fund for trade union workers" is "mutual protection for workers". Workers' mutual assistance security is a kind of non-profit-making mutual assistance security activity with low premium, strong security, simple procedures, timely payment, standardized management, which is advocated and organized by the All-China Federation of Trade Unions.

Matters needing attention in medical mutual assistance for trade union workers:

1. On the basis of the original guarantee, the mutual medical fund for trade union workers has more powerful functions and richer contents. Its basic framework is "three verticals and three horizontals", and * * * contains 12 specific safeguards. Among them, "three verticals" are three types of security projects: on-the-job hospitalization, particularly serious diseases, and accidental injuries. "Three horizons" are three levels: basic security level, enhanced security level and individual security level.

2. If the insured unit overpays, the excess shall be returned to the original account in principle. If the original account is a fiscal surplus account and other special reasons, it is necessary to provide the same account as the insured unit.

3. If the insured unit underpays, it can upload and submit relevant vouchers after making up the underpaid amount.