How about finance?

As a sophomore majoring in finance, I will explain from a more objective perspective and fairly impartially what the major in finance is like, what are the advantages, and where are the shortcomings? Come on down. Take a look.

The first is the well-known saying that "there is no finance for people below Fudan University in Qingbei". This sentence seems unreasonable and unfair to most of you in front of the screen, but This is indeed the current situation of the finance major. I have a lot of feelings about studying finance in a general finance and economics major. First of all, the things I study in finance are very complicated. It has been clearly divided since my sophomore year. Many people have already understood this. In the future, whether you want to major in finance or insurance, investment, or financial engineering, you still have to study investment, insurance, and other courses that don't seem to have much to do with the finance major. Secondly, many of the things you learn in college are textbook knowledge and do not pay attention to practical operations. But in the future, when you go out of school and enter the society, the interviewer will not hire you just because you can memorize a few formulas. This is exactly what most financial institutions do. Difficulties faced by students. Finally, I have to mention that for many positions, they first require you to be a student who graduated from 985, 211, or top-level finance. This will screen out a large number of people who may be very capable but whose undergraduate degree is not strong enough. Talent. What I want to say is that finance seems to be superior, but in fact it is. The industry barriers are very high. It is almost impossible to learn well and master it at the undergraduate level. If you want to have a long career in the financial industry, you are very much needed. Have good connections or high academic qualifications.

Let’s take a look at the employment prospects of finance majors later. They are mainly engaged in asset management, investment evaluation, securities investment, and counters in fund companies, securities companies, trust companies, banks, and insurance companies. Office work, loan management, fund evaluation, fund management, risk control, etc. It can be seen that there are still many employment opportunities in finance. If you are willing to work hard in one industry, you will definitely achieve success in time, but the premise is that you choose the right career. There are considerable advantages in the skills required for different financial positions. If you really want to achieve success in the financial industry, it is recommended that you be cautious when choosing a professional college.

We often see so-called executives in the financial industry in TV dramas and movies, with an annual salary of one million, who can have their own apartment in first-tier cities such as Beijing, Shanghai, Guangzhou and Shenzhen in a few years, but in reality That's not true. TV dramas are higher than reality. We can't blindly choose a major that may not seem suitable for us just because we think that majoring in finance will make money. Otherwise, in the end, it will only be a waste of water.

To sum up, it is not difficult to find that the employment prospects of finance are still good, but it is not as profitable as people think. If you like and are really suitable for this major, then finance welcomes you.