What routines may exist behind the "zero down payment" for buying houses in many places?

There are many cases of down payment for buying a house, and there may be some routines behind this, so you must know the information clearly before buying.

now, in order to attract consumers' attention, many enterprises will have some fancy sales routines, and now the speed of inward transfer is also accelerating. Some time ago, there were some levels of policies to limit purchases and loans, and there will be zero down payment in Chongqing, Guangzhou, Huizhou, Harbin, Zhengzhou and other cities. In some places in Guangzhou, real estate generally has zero down payment, so the slogan of buying a house is also a propaganda slogan. According to the personnel of the intermediary, some people say that this kind of zero down payment is also in various ways, including installment payment and advance payment, and payment can be provided through a third party.

Some developers also want to clear their inventory. Some buildings can provide interest-free down payment loans ranging from three months to six months for buyers. When interest-free loans are granted, the amount will be increased by 3% of the total price. When people need to pay off the payment within six months, and the down payment is free of interest, we can find that the bank's running account is relatively stable, and there are some high-quality customers with better work income who can also provide long-term down payment loans, which can last for 3 years. In addition to these, buying a house with zero down payment is not a real down payment, and it will not be supported by major banks and financial institutions because it is an illegal act.

It seems to be helping the buyers, but it's actually not like this. There will be some covert operations, developers' advance payment and financing. Such illegal acts may occur, and there will be some bank mortgage loans, and the requirements for down payment are also different. If there is a violation of the loan lending regulations, there will be some developers' routines behind this. What everyone needs to know is zero down payment. It's not like mentioning a new house without a penny, because there are two forms inside, one is cash back from buying a house, and the other is cash back from down payment.