What does the asset management plan mean?

Asset management plan is an asset management product. It refers to a securities company or a Public Offering of Fund management company authorized by China Securities Regulatory Commission and managed by a professional asset manager. By acting as an asset manager, it raises funds from a specific customer who meets the regulatory requirements or accepts the entrustment of a specific customer's property. It is a fund subsidiary that serves the interests of customers, and it is a standardized financial product that uses the assets of entrusted customers to invest in innovative financial services. Generally speaking, it means that investors entrust their own funds to well-trained professionals for management, which avoids unnecessary risks that may be brought about by lack of professional knowledge and investment experience, and at the same time can obtain stable income as a financial product with high security.

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First, generally speaking, it means that investors entrust their own funds to well-trained professionals for management, so as to avoid unnecessary risks caused by lack of professional knowledge and investment experience, and at the same time obtain stable income. Finance refers to the economic activities in which banks, securities or insurance companies raise funds from market participants and issue loans to other market participants. Broadly speaking, all the capital flows generated by the government, individuals, organizations and other market entities through the collection, distribution and use of funds can be called finance. Therefore, not only the financial industry, but also the government's finance, the behavior of industrial enterprises and personal financial management are all part of finance.

Second, finance can be regarded as three economic behaviors: fund raising and distribution (fund raising), investment and financing (borrowing money to buy stocks). The core of finance is the exchange of value across time and space. All transactions involving the distribution of value or income between different time and space are financial transactions. Finance studies why, how and how the value exchange across time and space appears.

Three. Financial instruments: a contract is formed between one party's financial assets and the other party's financial liabilities or equity instruments. With the help of financial instruments, funds are transferred from the supply side to the demand side. The types of financial instruments include basic financial instruments and derivative financial instruments. Basic financial instruments: cash held by an enterprise, contractual right to receive cash or other financial assets from other parties, and contractual obligation to deliver cash or other financial assets to other parties. Derivative financial instrument: It is a new financial instrument designed by specific technology on the basis of basic financial instruments. Common derivative financial instruments include forward contracts, futures contracts, swap contracts and option contracts. They are very complex and diverse, with the characteristics of high risk and high leverage.