Speech by the Chairman of the Trade Union Employees Mutual Aid Insurance Claims Conference

Trade union funds can be turned over to mutual aid insurance for employees.

Trade union funds refer to the expenses required by the trade union to obtain and carry out normal activities in accordance with the law. According to the "Trade Union Law of the People's Republic of China", the main sources of trade union funds are the membership fees paid by trade union members and the funds allocated to the trade union based on 2% of the total monthly wages of all employees, of which 2% of the total wages of all employees are allocated to the trade union. the main source.

Employees’ Mutual Aid Insurance: China Employees’ Mutual Aid Insurance Association was founded by the All-China Federation of Trade Unions. The employee mutual aid insurance carried out is based on the actual work of the trade union, starting from caring for the lives of employees and safeguarding the vital interests of employees, and taking the work of employee mutual aid insurance as an important carrier of the "warmth-providing project", aiming to strive to improve employees' resistance to Risk capabilities have now become an important part of the national social security system. There are currently two types of employee mutual aid insurance in our school, and you can choose to participate in it freely.

1. Ankang savings insurance:

1. The insurance period is 1 year.

2. If an accident occurs during the insurance period, you can receive a compensation of 5 times the insurance deposit, up to a maximum of 50,000 yuan.

3. Return of principal and dividends upon maturity. The dividend ratio is adjusted with changes in national financial policies. The current annual dividend ratio is 2.

2. Special disease insurance for female workers (premium insurance)

1. The insurance period is 3 years.

2. The insurance premium is 30 yuan and the insurance compensation is 10,000 yuan.

3. Insurance liability covers four primary diseases, namely: breast cancer, ovarian cancer, cervical cancer, and uterine cancer.

Participating in employee insurance has the following benefits:

1. It is safe and risk-free. Because the trade union organization provides protection to ensure that the interests of employees are not harmed, it is unmatched by other insurance industries.

2. Timely compensation and high credibility. If an employee suffers an accidental injury, the labor union will claim compensation on his or her behalf, so that insured employees can receive financial compensation in a timely manner.

3. Kill two birds with one stone and achieve significant benefits. Savings-type insurance will return the principal upon maturity and receive dividends higher than the bank's one-year time deposit interest rate. It also comes with accident insurance liability. Premium insurance is low investment and high protection.

Employee Health Mutual Aid Cooperation Insurance Plan

Article 1. All members of China Employees’ Insurance Mutual Aid Association (hereinafter referred to as “the Association”) are over 18 years old and under 60 years old and in good health. Employees who are working normally can apply for collective insurance through the school union to the association's office (hereinafter referred to as the "office") for the "Employee Health Mutual Aid and Cooperation Insurance Plan" (hereinafter referred to as the "plan").

Article 2 The insurance period of this plan is one year. Renewal procedures can be processed after expiration.

Article 3 The insured who subscribes to this plan can receive up to five times the financial security of the insurance deposit for every RMB 1,000 of insurance deposits paid. The minimum insurance deposit payment is RMB 1,000. The maximum limit is RMB 10,000. The maximum insurance amount for each insured person insured under this plan is 50,000 yuan.

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