E-banking risk monitoring system confirms how to eliminate anomalies.

Details of the e-banking risk monitoring system that confirmed abnormal deletion are as follows:

1. Open the ICBC mobile banking APP installed on the mobile phone and log in to the ICBC account;

2. Click the Transfer and Remittance button in the main interface;

3. Due to abnormal transaction, the service of this account has been suspended. Please confirm the prompt through the e-banking risk monitoring system, because ICBC needs to re-identify the customer identity. Please bring your valid ID card and bank card to China Industrial and Commercial Bank for further inquiry and handling.

4. Possible reasons include freezing by the court, freezing by the Public Security Bureau, and three wrong passwords;

5. The transaction monitoring and anti-fraud system is a risk monitoring system based on big data analysis. It makes intelligent analysis through machine learning and data mining technology, and identifies fraudulent transactions hidden in massive transactions with minimum probability, which can effectively monitor the risk of bank transaction data in real time and reduce the risk of fraud. By analyzing the DNA of users' e-banking channel trading behavior patterns, we can quickly detect abnormal behaviors and give feedback.

legal ground

People's Republic of China (PRC) Commercial Bank Law

Article 4 Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and exercise self-discipline based on the principles of safety, liquidity and efficiency. Commercial banks conduct business according to law and are not subject to interference by any unit or individual. Commercial banks independently bear civil liability with all their corporate property. Article 5 Commercial banks should follow the principles of equality, voluntariness, fairness, honesty and credibility in their business dealings with customers. Article 7 Commercial banks should strictly examine the credit standing of borrowers when conducting credit business, so as to ensure timely recovery of loans. Commercial banks recover the due principal and interest of loans from borrowers according to law, which is protected by law. Article 10 A commercial bank shall be subject to the supervision and management of the banking supervision institution of the State Council according to law, but if the law stipulates that its related business shall be supervised and managed by other supervision and management departments or institutions, such provisions shall prevail. Article 1 This Law is formulated for the purpose of protecting the legitimate rights and interests of commercial banks, depositors and other customers, standardizing the behavior of commercial banks, improving the quality of credit assets, strengthening supervision and management, ensuring the steady operation of commercial banks, maintaining financial order and promoting the development of socialist market economy.