What is the relationship between Zhongyuan Consumer Finance and Zhongyuan Bank? What is the loan interest rate of Zhongyuan consumer finance?

Henan Zhongyuan Consumer Finance Co., Ltd. is a non-bank financial institution jointly established by Zhongyuan Bank Co., Ltd. and Shanghai Yiqian Network Information Technology Co., Ltd. * *, of which Zhongyuan Bank Co., Ltd. holds 65% and Shanghai Yiqian Network Information Technology Co., Ltd. holds 35%.

Zhongyuan Bank is a corporate bank in Henan Province, headquartered in Zhengzhou City, Henan Province, and established on February 26th, 20 14, 14. With a registered capital of 20 billion yuan, it was listed on the main board of the Hong Kong Stock Exchange on July 20 17 19.

20 16 12. Henan Zhongyuan consumer finance co., ltd was established with the approval of China banking regulatory commission. The company is headquartered in Zhengzhou, Henan, with a registered capital of 2 billion yuan. 2065438+In September 2009, with the approval of Henan Banking Insurance Regulatory Bureau, the company introduced Huaping Investment, a new shareholder. The company's main business scope includes: issuing personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Approved to issue financial bonds and other businesses.

What is the development concept of Henan Zhongyuan Consumer Finance Co., Ltd.? Compliance first, risk prevention and control, technology-driven? The company will target the market in sub-sectors closely related to residents' lives, mainly around? Food, clothing, housing and transportation? Consumption scenarios, rational allocation of capital resources, and provision of consumer loans and installment services for individual consumers. Build a good consumer finance ecology to meet users' pursuit of a better quality of life. Let consumers get a satisfactory consumption experience with a brand-new consumer finance scene and practice it with practical actions? Inclusive finance? .

The products of Henan Zhongyuan Consumer Finance Co., Ltd. are mainly publicized in advance? Elite loan? Business, mainly to provide loans to the customer base of office workers. Up to 200,000 unsecured credit lines can be provided. The daily interest rate of the loan starts from 0.03%, with daily interest and can be settled at the end of the year. 2% handling fee is charged to the user for prepayment. Users can borrow money in installments of 3/6/9/ 12.