Is it better to buy a house and find an intermediary or go directly to the sales department?

Choose according to personal funds and preferences. The following are the main differences between them:

1. Generally, people who go to the sales office to buy new houses are mostly faster; Go to the intermediary to buy a second-hand house.

Before buying a house, you must decide whether to buy a new house or a second-hand house. If you are going to buy a new house, you need to go to the sales office. If you are going to buy a second-hand house, you need to go to an intermediary. China people have a concept of liking the new and hating the old, so most people will choose to buy a new house in the sales office.

However, second-hand houses have many advantages over new houses. For example, second-hand houses are generally decorated, so buying second-hand houses through intermediaries can save a lot of decoration costs. In addition, if you go to an intermediary to buy a second-hand house, you can move in directly as long as you pay.

2. The cost of buying a house in the sales office is different from that in the intermediary.

With the current high housing prices, few people can buy a house in full. For most people, the way to buy a house is to buy a house with a loan. However, there is a premise for the loan to buy a house, that is, to make up enough down payment.

Go to the sales office to buy a house, and buy a new house. The down payment is generally around 30%. But when you go to an intermediary to buy a house, you buy a second-hand house, and the down payment usually needs to be about 40%.

Extended data:

Matters needing attention in buying a house

1, please sign the subscription carefully.

Subscription book is an appointment contract for the sale of commercial housing, and it is an independent contract. Signing a subscription book often leads to a series of disputes, which is embodied in the fact that buyers want to recover the deposit, but developers may not necessarily return it. Therefore, in order to avoid too much trouble, property buyers can ask the developer to look at the sample of the formal contract before signing the subscription book to avoid being stuck.

2. Buyers should see whether the subscription book can guarantee fairness.

The contents of the subscription book generally include: the basic situation of both parties; The basic situation of the house (including the location and area of the house); Price calculation; Time limit for signing the contract. Everyone should see clearly whether the content violates the principle of equality and fairness.