Is Qingdao Bank’s credit card reliable?

Reliable, the "Official Card" of Bank of Qingdao is a UnionPay standard credit card issued to Qingdao civil servants for personal consumption, official consumption, and reimbursement management. In addition to the basic functions of ordinary bank credit cards, the service charges of the four major banks have been reduced, and the four major value-added service channels have been added. Bank of Qingdao has credit cards, but there is only one kind of credit card, which is the business card of Bank of Qingdao. Issued to formal employees in the budget units affiliated to the Qingdao Municipal Government who have full civil capacity, stable income, fixed residence, and good credit record.

Let’s take a look at the features of Qingdao Bank’s business card:

1. Major hotels can use your business card to conduct “pre-authorized transactions” of an agreed amount on the POS machine. At this time, part of the available balance in your business card account will be temporarily frozen as payment protection. When your "pre-authorization" amount is insufficient for consumption, the hotel will require another "pre-authorization" transaction. When checking out, perform a "Pre-Authorization Confirmation" transaction at the POS machine. At this time, the temporarily frozen available limit on your card will be changed to the actual consumption amount.

2. No annual fee; no card replacement fee; free SMS service charge; no bank self-service equipment withdrawal service fee (0.05 interest per day for overdraft withdrawal)

3. Credit card consumption can accumulate consumption integral. Earn 1 point for every 1 yuan spent, any fraction of 1 yuan will be rounded off. Points will be permanently valid to protect the interests of business card holders to the greatest extent.

4. Door-to-door promotion, card application, training, preferential services, and account manager’s attentive service throughout the process.

5. Enjoy one free car wash per month for credit card purchases (100 outlets in Qingdao)

6. Enjoy one free in-person fitness service per month for credit card purchases

7. Enjoy the airport VIP channel (Qingdao Liuting Airport)

8. Preferential merchant discounts (enjoy the corresponding treatment of Qingdao Bank VIP Card Gold Card level during the promotion period.)

If you need to apply for Qingdao For a bank official card, you need to sign a Qingdao municipal budget unit official card service agreement with a cooperative bank, and provide an application list and stamp the official seal of the unit according to the "Qingdao Bank Official Card Recommendation Form" (including income certificate). Applicants must fill in the Bank of Qingdao Business Card Application Form and other relevant application materials and have them signed by themselves. When bidding, you should submit your ID card and its copy, and provide proof of creditworthiness. The card is issued after bank review and credit assessment.