How to write at the beginning of the speech of the bank president forum

At first, Guizhou ICBC proposed to shift from general industry analysis and enterprise analysis to the choice and analysis of business breakthrough. Guangdong Construction Bank has been considerate in this matter. They put forward the hidden champion method and the calculation method of industrial clusters. Shenzhen Minsheng refers to a kind of bank document report, that is, it is necessary to increase financial demand analysis and financial service plan. Hangzhou Commercial Bank proposes to subdivide industries, and then subdivide them at the regional and scale levels. Shanghai Minsheng proposes to make business breakthroughs from small and medium-sized enterprises with business relations upstream and downstream of advantageous industries. Beijing Minsheng conducts SME customer selection from the perspective of capital linkage. Today, our comrades from ICBC in Beijing are also here. Beijing ICBC proposed to select enterprises according to the time of establishment and the nature of capital. These efforts are all good.

Summing up and exploring, we can find that there is one thing in common, that is, everyone's efforts are directed at industry selection, that is, under the condition of not changing the credit status of enterprises, we try to rely mainly on the energy of industry operation itself and the strength of industry leaders to reduce the pressure caused by problems such as difficult risk identification, difficult risk control, difficult risk solution and uneconomical development, so as to make efficiency and cost win-win. The key to success lies in batch development, so as to realize economies of scale and profits covering risks. (In the middle of this process, we noticed that banks are exploring to reduce the examination and approval links, which has certain reasonable elements, but in the case of a small number of enterprises, simply reducing the examination and approval links will cause greater risks. Of course, in the long run, things like risk control mechanism, guarantee mechanism and social integrity culture construction are definitely needed, but in the short run, the most important thing is what we just said.