Annual work summary Fan Wen, Accounting of Credit Cooperatives

annual work summary Fan Wenyi, Accountant of Credit Cooperatives

In 2xx, under the correct leadership of the county association, our society conscientiously implemented all the work, rooted in the countryside, served the "agriculture, rural areas and farmers" in accordance with the business philosophy of "steady operation and steady development", changed the work style, expanded the business market, strengthened internal management and improved the quality of the team. With the concerted efforts of all the employees, all the work was carried out. The accounting work of our agency for 2xx is summarized and reported as follows:

1. Seal management:

(1) Strict seal management rules and regulations. According to the seal management measures of Zongyang rural credit cooperative union, our society actively organizes employees to study hard, and at the same time regulates the management and use of seals to ensure the safety and convenience of printing and put an end to all kinds of illegal printing;

(2) strengthen the management of use. The administrative official seal, business seal and personal seal shall be kept by a special person in accordance with the regulations, and the special person shall be responsible for it, and the keeping during the business period shall be strict and standardized; At the end of business, strictly implement double warehousing; Tellers take turns off, take time off from work or adjust their posts, etc., and strictly implement handover procedures to standardize the use and management of seals;

(3) Strictly implement the registration system. Establish a Register of Seal Keeping, a Register of Seal Printing and a Register of Seal Handover, and implement a strict registration system for the use, storage and handover of seals;

(4) Strengthen inspection. The establishment of the "seal storage and use inspection register", regularly check the management of seal use every month, strictly supervise and inspect, plug loopholes, eliminate hidden dangers and prevent risks.

II. Management of Important Blank Vouchers:

According to the Measures for the Management of Important Blank Vouchers of County Rural Credit Cooperatives, our agency adheres to the principle of "the certificate and seal are in charge, and the certificate and charge are in charge". A special person shall be responsible for the warehousing, and the accounts and certificates shall be checked regularly to ensure that the accounts are consistent with the facts. Strictly implement "special person management, warehousing (box) custody", and designate a special person (warehouse keeper) to be responsible for the custody of important blank vouchers. Do get, with strict procedures, safe and reliable storage. When the warehouse keeper changes, the handover procedures shall be handled according to the regulations. At the end of the business day, the number of balances of important blank vouchers shall be counted by substitution and checked with the physical objects, and the records and registration shall be done well at the same time. The social director, security officer and accounting supervisor strictly implement the inspection system for the inventory, collection, storage and invalidation of important blank vouchers. The social director and security officer insist on checking at least once a month, while the accounting supervisor insists on checking at least twice a month to check the consistency of accounts, account tables, account books and account certificates, and record the inspection contents in the "Important Blank Voucher Check Register" and sign it for future reference. For important blank vouchers (Jinnong card, manual loan receipt voucher) that cannot be linked with the integrated business system, substitution and cancellation will be implemented.

3. Management of cash on hand:

Strengthen the management of cash on hand, make greater efforts to count the damaged coins on hand, turn them in in time, and keep cash on hand scientifically. According to the needs of business, we should allocate cash flexibly, safely and efficiently to reduce the occupancy rate of cash on hand.

iv. management of mortgaged and pledged goods:

the mortgaged and pledged goods can be kept in the warehouse by a special person, and the social director, security officer and accountant can check the warehouse regularly to ensure that the accounts are consistent.

V. Leading the front desk staff to learn business:

Basically, the staff can be organized to learn accounting professional knowledge, the spirit of various documents, relevant systems and notices of the Associated Press on a weekly basis, and at the same time, a learning system for basic business knowledge and rules and regulations has been established, so that the learning is recorded and it is not less than 4 times a month.

VI. Establishment, bookkeeping and accounting management of manual account books:

It can be established and kept according to the standard account books issued by the Finance and Accounting Department. The standard manual ledger books established by our agency include 1321 interest receivable, 1391 other receivables, 2431 remittance payable, 2621 other payables, 511 interest income, 5321 operating expenses, 5331 business taxes and surcharges, and 5361 non-operating expenses. All the above manual ledger books have established corresponding electronic ledger books.

VII. Management and control of expenses:

Conduct financial accounting and expense management in strict accordance with the proportion and limit stipulated by the Associated Press; All expenses shall be strictly subject to the "three signs" system, and the overspending expenses shall be approved before being recorded. This year, there were no compliance expense documents recorded and exceeded the expense limit stipulated by the Associated Press.

VIII. Reconciliation of internal and external accounts:

The reconciliation of internal and external accounts is carried out in strict accordance with the Administrative Measures for Bank-Enterprise Reconciliation in Zongyang County and related regulations, and the management register and ledger of reconciliation work are established and improved. Our company has six corporate current accounts, intra-agency exchanges and remittances that can be checked by substitution, and the recovery rate of statements has reached 1%. All corporate accounts can be checked face to face on a quarterly basis.

summarizing the work in 2xx, I feel that there are still some gaps and deficiencies in the following aspects, which need to be rectified and implemented in the new year: First, there is a big gap in the quality of employees, and team spirit needs to be improved. Second, the total amount of deposits is unstable, and the measures to raise funds need to be strengthened. Third, internal management and internal control system need to be further strengthened. Annual work summary Fan Wener, Accountant of Credit Cooperatives

1. Strict accounting, strengthening internal management and standardizing accounting behavior.

all the business activities of credit cooperatives should be reflected through accounting. Accounting is the first line of defense of internal control, and it is particularly important to strengthen accounting supervision. At the beginning of the year, according to the comprehensive teller system accounting system formulated by the Finance Department, our company made a list of the division of labor of tellers, so that each accountant cashier could complete the transformation from the review system to the teller system in a relatively short time, master the operating procedures skillfully, and handle each business according to the rules and procedures. The establishment of regular and irregular inspection system, adhere to the post supervision and assessment system. Strictly strengthen the management and control of important blank vouchers, securities, seals, internal current accounts and cash on hand. Fully implement the post supervision and inspection system of accounting business. This year, according to the characteristics of the teller system, our agency set up a post supervision post for accounting business, and conducted a comprehensive inspection and supervision on the daily business the next day, and conducted a monthly inspection of accounts, accounts, accounts, accounts and internal and external accounts. Afterwards, the supervisor carefully recorded the situation of post supervision and reported the problems to the accounting supervisor in time. The accounting supervisor focuses on spot checks to find and correct existing problems in time and plug loopholes. Check the implementation of the accounting system of credit cooperatives at least once a month, and timely feedback and correct the problems. Strict implementation of accounting business operation procedures, accounting vouchers in accordance with the provisions of the preparation and delivery; Accounting adheres to the principle of double-line control of comprehensive accounting and detailed accounting; Accounting treatment shall comply with the corresponding accounting procedures; Important accounting matters such as wrong account's rectification, large payment, account information modification and any accounting treatment outside working hours must be approved by the accounting supervisor. Microcomputer handles accounting business and implements strict management regulations and operating procedures. The computer operators of credit cooperatives operate strictly according to the prescribed authority, and the authorized business is authorized by a designated person. The personal password should be replaced regularly or irregularly to prevent the loss of confidentiality. The data printed by microcomputer shall be managed and properly kept by special personnel. The binding, storage and reading of vouchers in general accounting statements shall be carried out in strict accordance with regulations.

second, establish a training mechanism for accountants, improve their political and ideological quality and operational skills, and enhance their awareness of accounting risks and their ability to prevent risks.

Our agency often organizes accountants to analyze, summarize and discuss the financial cases that have happened, so that their risk awareness is deeply rooted. At the same time, speed up the training of managerial accounting talents, improve the management level and improve the ability of accounting risk prevention. This year, in view of some people's weak ideological and moral concepts and lax internal management, our agency has strengthened the study of accounting law, negotiable instrument law, payment and settlement method, financial illegal punishment method and other laws and regulations. Carry out the activities of loving their posts and dedicating themselves to their work, and educate and train accountants in various ways in political ideology, professional ethics, laws and regulations, professional knowledge, operational skills and computer knowledge. Through political study, on-the-job training, business competition and other forms, such as deposit and loan interest, copying hundreds of subpoenas, abacus addition, subtraction, multiplication and division test and self-test test of "Accounting Law", the quality of accounting personnel in credit cooperatives will be comprehensively improved. Earnestly implement the reward and punishment system for accounting work, and commend and reward those who have made remarkable achievements in accounting work, blocked loopholes and avoided risks and cases. Informed criticism will be given to the relevant personnel who do not follow the implementation of accounting system and have many accounting errors. Full implementation of post responsibility system and regular rotation of personnel in important positions. In strict accordance with the requirements of post setting stipulated in the system, accounting personnel are equipped, and the work authority and post responsibility are defined according to the principle of mutual restriction. At the end of the year, rewards and punishments will be strictly carried out according to the performance of post responsibilities. The personnel in important positions of credit cooperatives (bookkeeping, interbank, bill exchange, etc.) shall be subject to a regular rotation system. The transfer of accounting personnel is clear, and the supervision procedures are strictly implemented.

3. Do a good job in account management, cash management and financial management

1. According to the requirements of the RMB bank settlement account management measures, our bank has strengthened the settlement account management, large cash management and RMB management to prevent financial risks. According to the unified deployment of the credit union, our bank has inspected the large cash management and RMB bank account management, and completed the relevant settlement procedures with incomplete account information, which has seriously strengthened the settlement discipline of credit cooperatives. The "anti-counterfeit RMB" campaign was launched, which enhanced the ability of front-line employees to prevent counterfeiting and anti-counterfeiting, improved the level of cash management, and effectively prevented financial crimes and financial risks. Establish an examination and approval system in cash management, check for leaks and fill vacancies, and ensure compliance and legality.

2. Strengthen financial management and do a good job of increasing income and reducing expenditure. Strengthen expense management and be thrifty. At the beginning of the year, based on the guiding ideology of "giving priority to benefits" and on the basis of our last year's financial revenue and expenditure, we made repeated calculations, set various financial indicators reasonably, and defined the business direction and responsibility objectives. Deepen financial management, standardize financial behavior, increase revenue and reduce expenditure to the maximum extent. According to the experience of dual management of financial expenditure last year and the actual situation this year, deepen the financial management method of "total control, giving priority to benefits, over-approving with fixed income, stopping expenditure beyond the limit, making financial disclosure and democratic financial management", and refine all financial indicators this year to monthly and monthly control, laying the foundation for the smooth realization of this year's profit plan.

IV. Enhance service awareness and improve service quality

Establish the idea of "service first", put service first, implement the concept of high-quality service in every business and every link, win credibility and customers with high-quality service, and win the market. Ask the counter staff to handle business quickly and accurately as their pursuit goal, and minimize the waiting time of customers. Strive for innovation in service and achieve four hearts, namely, "enthusiasm, sincerity, patience and carefulness"; From "standard service" to "star service" and "brand service"; In terms of standardized services, we mainly focus on shaping the overall visual image, standardizing the dress instrument and language of employees, and starting from "customer satisfaction" in "star service", strengthening service measures, carrying out door-to-door service, guiding storage service and publicizing service commitments; From the aspect of brand service, we mainly broaden the service connotation, carry out special services, and improve the social image with the help of public welfare activities, which has changed the situation that counter deposits have always been declining in the past and kept the counter deposits stable.

5. Strengthen security work to ensure safety without accidents.

actively do a good job in keeping the warehouse on duty, and the personnel on duty must arrive at their posts on time, especially strengthen the safety and security work during holidays, adopt regular and irregular safety spot checks, regularly check the safety equipment of each post in place, and often study and practice the anti-robbery and anti-theft plans during business hours and keeping the warehouse on duty, thus ensuring the safety of collective property and personal life. Adhere to four times a month to check the library, and combine regular library check with irregular library check to prevent delays.

Looking back on the accounting work in 2xx, there are still many unsatisfactory things in our company. In 2xx, our company will do a good job in the following aspects:

1. Strengthen expense management, be diligent and frugal, and put an end to wasteful behavior;

2. Continue to strengthen the assessment of the operation process and system implementation of each post.

3. Continue to do a good job in post training to ensure the continuous improvement of business skills.

4. continue to do a good job in standardized management of basic accounting work. Annual work summary Fan Wensan, Accountant of Credit Cooperatives

Over the past year, our department has conscientiously implemented the "three rural" principles and policies of the party and the state, strictly implemented the relevant provisions of financial laws and regulations, operated in compliance with laws and regulations, formulated and improved the construction of internal control system, strengthened cost awareness, actively expanded business channels, reduced expenses, and improved accounting level and operating efficiency. Under the leadership of the Party Committee of the Associated Press, we worked hard to complete the tasks assigned by the Director's Office of the Associated Press, closely cooperated with other departments, put the main work on serving the grassroots, and successfully completed all the work of this year. Now we will summarize and report the work of this year

1. Reasonably formulate business objectives to ensure the completion of all the indicators throughout the year

At the beginning of the year, based on the principle of "benefit first" and according to all the business objectives and tasks set by the Provincial Associated Press, Based on the completion of our agency's business objectives last year, we scientifically and reasonably formulated the goals and tasks of organizing funds for each outlet, and held a mobilization meeting for organizing funds in the first quarter on January 1 to further improve the ideological understanding of all staff and clarify the goals and tasks of organizing funds. In February, the accounts of various business outlets were repeatedly calculated, various financial indicators were reasonably set, and the responsibility system for business objectives was signed with the directors of various outlets, and the comprehensive assessment method for business management was revised and improved, and the business direction and responsibility objectives were clearly defined for each outlet. In November, according to the actual completion of the business objectives of each outlet, combined with the changing characteristics of the local market economy, the business objectives of each outlet were adjusted in time to further lay the foundation for the smooth realization of this year's profit plan. By the end of November, the balance of various deposits was * * * * * million yuan, an increase of * * * * million yuan over the beginning of the year; The balance of various loans is * * * * * million yuan (including discounted * * * million yuan), an increase of * * * million yuan over the beginning of the year; The balance of non-performing loans is * * * * ten thousand yuan (excluding debt-paying assets), which is * * * ten thousand yuan lower than that at the beginning of the year when copying and plagiarism of this information is strictly prohibited. The proportion of non-performing loans in all loans is *% (including discount), which is *% lower than that at the beginning of the year. The total book surplus of the whole jurisdiction is * * * million yuan, an increase of * * * million yuan over the same period last year. It is estimated that by the end of December, the balance of various deposits will reach * * * * * million yuan, an increase of * * * * million yuan over the beginning of the year; The balance of various loans is * * * * million yuan, an increase of * * * * million yuan over the beginning of the year; The balance of non-performing loans was * * * million yuan, down * * * million yuan from the beginning of the year, and the proportion of non-performing loans was *, down *% from the beginning of the year; The whole jurisdiction realized various incomes of * * * yuan, various expenditures of * * * million yuan and book surplus of * * * million yuan.

second, strengthen financial management, standardize financial behavior, and strive to increase revenue and reduce expenditure

1. According to the financial management experience of last year and the actual situation of this year's reform, we will take "total control, benefit first"