What is the symbol of rural commercial banks?

The logo of rural commercial banks is not uniform, and every place is different. The signs of rural commercial banks are different because of joint-stock local financial institutions. Other banks are usually state-owned or public. For example, the People's Bank of China is the central bank and state organ of China, responsible for national financial and monetary policies, specifically managing cash and accounts, and not open to the public. In addition, China Industrial and Commercial Bank, China Agricultural Bank and China Construction Bank are state-owned commercial banks, which are independently funded and jointly established by the state.

Rural commercial banks, referred to as rural commercial banks for short, are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations.

All rural cooperative banks should be transformed into rural commercial banks.

Create background

1. Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established and all rural cooperative banks will be restructured into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the legal person status of counties (cities), we should steadily push forward the reform of provincial associations, and gradually build a new relationship between provincial associations and grassroots legal entities with property rights as the link, equity as the link and regulation as the constraint, so as to truly form the same interests between provincial associations and grassroots legal entities. The proportion of qualified shares in rural credit cooperatives in China has dropped below 30%. About 303 rural commercial banks and 2 10 rural cooperative banks have been established in China, and the total assets of rural banks account for 4 1.4% of the rural cooperative financial institutions in China.

2. In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.

Latest policy

2065438+On May 2, 2009, the People's Bank of China published the Notice of the People's Bank of China on Lowering the RMB Deposit Reserve Ratio of Rural Commercial Banks Serving Counties, which further refined the policy framework of implementing a lower deposit reserve ratio for small and medium-sized banks announced by the Central Bank on May 6.

The Notice clarifies that the directional descent will be divided into three landings, and clarifies the scale of the three landings. That is, on May 15 and June 17, the RMB deposit reserve ratio of county rural commercial banks was lowered 1 percentage point respectively, and the deposit reserve ratio was lowered to 8% on July 15.