Shanghai Pudong Development Bank Consumer Finance

Shanghai's normal life order is returning, and the subsequent economic recovery has become a new proposition for the city. Eat, drink and be merry. All kinds of familiar financial and non-financial scenes are back. Nothing can stop us from pursuing a better life.

During the period of economic recovery, credit cards have played an important role in helping to fight the epidemic, promoting consumption and practicing inclusive finance. With the recovery of consumption, the demand for offline multi-scene consumption has surged, and the demand for online consumption and non-contact transactions has been superimposed. How to innovate consumption patterns and tap new consumption potential has given credit card institutions a new mission.

Pufa Credit Card, which has been paying attention to the consumer demand of cardholders, launched the "Pufa 66 Consumer Festival" with a positive attitude and quick response, and simultaneously launched a series of preferential activities, covering many scenes of eating, drinking and shopping. Through real preferential activities, inclusive finance has gained in-depth practice, stimulated consumption and won the favor of the market and more and more users.

Go all out to stimulate consumption

What is the most active economic activity at present? There is no doubt that it is consumption.

At the policy level, recently, from the State Council to local governments, a series of policies have been issued to release consumption potential and promote sustainable recovery of consumption; On the user side, it is a booming huge consumer demand, showing a personalized and diversified consumption trend; In terms of merchants, it is the supply chain repair brought about by the resumption of production.

How to stimulate the growth of emerging consumer demand, accompany users to gradually restore the pace of life, spend the period of returning to work and production, and provide differentiated and customized products and services for different customer groups is promising.

Among them, at the moment when recovery becomes the primary proposition, Pudong Credit Card actively implements the strategy of expanding domestic demand, continues to focus on areas of people's livelihood such as food, clothing, housing and transportation, links core business districts, merchants and online diversified consumption platforms, and builds a rich "online and offline" full-scene ecology to help enhance consumption vitality.

In order to meet the needs of city restart, the "Pu Dalcy 66-level Consumption Festival" was launched. The activities cover many consumption scenes such as eating, drinking, shopping and so on. Promote "national" consumption and help "develop" a better life. Pufa credit card, combined with e-commerce, catering, retail and other businesses. Online and offline subsidies have been added to help boost consumption vitality and promote the rapid recovery of transactions.

In terms of "what to eat", there are various food discounts, from fast food to hot pot barbecue to dessert snacks and fruits. Take the recent promotion activities as an example. Neolithic barbecue, Baiguoyuan, Manji dessert, Xianfeng fruit, etc. Everyone who buys vouchers with different values on Saturday can enjoy a 60% discount, and there are also discounts on weekdays.

Regarding "what to drink", there are also arrangements for the "liquid" coffee and milk tea that the project needs most. Pufa Credit Card has created diversified beverage rights. Starbucks 66 yuan offers 16 yuan every Saturday, and even has the preferential rights of% arabica, seesaw coffee, Pierre coffee and Tims, which brings together many famous coffee brands on the Internet. Lele Tea, Xi Tea, CoCo Cocoa Tea and Naixue Tea can also enjoy a 40% discount when they buy coupons every Saturday.

In terms of "what to visit", "Puda Xiban 66 Consumer Festival" has launched more colorful preferential activities in high-quality business districts across the country. Nationwide, China Resources Business Circle, K1KLOC-0/Business Circle and designated shopping malls during the event can enjoy preferential treatment in 300 yuan and 66 yuan. Especially in Shanghai, the preferential activities are even stronger. From the middle and late June to the North Bund, Shanghai Ruihong Tiandi and Jing Yao Qiantan Raffles, using WeChat payment to bind Shanghai Pudong Development Bank's credit card payment can enjoy full 200 yuan and reduced 66 yuan, effectively promoting consumers to return to the mall.

"Stimulating consumption with bulk consumption as the starting point" is one of the measures to promote consumption recovery in Shanghai's Action Plan for Accelerating Economic Recovery and Revitalization. "Vigorously promoting automobile consumption" is also an indispensable point of view. The cardholder who handles the installment payment business of Shanghai Pudong Development Bank credit card car at the cooperative dealer.

As a financial tool integrating payment and financing, credit card is an important medium connecting consumers, merchants and payment platforms, and plays an important role in expanding domestic demand, stimulating consumption and serving people's livelihood.

In recent years, PUFA credit cards have focused on people's livelihood consumption scenarios such as food, clothing, housing and transportation, practiced the service concept of "inclusive finance" around the main lines of Huimin finance, green finance and urban scenes, delivered more affordable and convenient quality financial services to more consumers, and strived to establish emotional and spiritual connections with users.

With the deep integration of technologies and services such as big data, AI and blockchain, Pudong Credit Card has been upgraded in an all-round way, creating an intelligent decision-making system integrating business, data and technology, realizing the deep integration of services, products and technologies, and forging digital business capabilities. By upgrading the intelligent robot service system group and digital management system group, we can export high-quality services and benefit the people.

For online consumption activities, PUFA Credit Card not only continued the previous inclusive activities, but also combined with its own business development characteristics and consumption trends, and used its high-quality business platform to launch 6 18 series of card-tied consumption preferential activities, as well as "Super 666" series of online red envelopes and new gameplay. Provide cardholders with intimate, warm and high-quality multiple welfare experiences.

Giving consumers real credit card benefits and promoting the full connection between consumers, platforms and businesses reflects the responsibility and responsibility of a credit card institution, which is also the attitude that inclusive finance should have.

The "68" incident has many bright spots. Pufa Credit Card firmly grasps the trend of consumption recovery and the opportunity of e-commerce transactions, and continuously stimulates consumption potential with financial strength. For example, after signing up for the "Super 6 Points" activity, you can enjoy 6 times of points in the designated channels, and you can get up to 66,666 extra points; The "Super 6 Red Packet" activity can receive the transaction task through "Daily Task", and after the task reaches the standard, it is possible to get a credit card bonus as high as 6 18 yuan. There are many ways to play and many discounts.

Whether it is the innovation and upgrading of consumer financial products and activities, or the rich and preferential shopping benefits, it tests the forward-looking and responsibility of credit card institutions. In 2023, Pudong Credit Card will further deepen the concept of "customer-centric" and establish a service model with feelings and temperature.

Type, so that credit cards have always been an important force in consumer finance and inclusive finance. This force has given Shanghai, which is recovering its fireworks, an "acceleration" and helped Shanghai's economic revitalization with financial strength.

Related Questions and Answers: Related Questions and Answers: Shanghai Pudong Development Bank Credit Card? As a senior respondent, first of all, I congratulate the subject on getting his first credit card, with a quota of 7,000, which is not low (the respondent's first credit card was only 5,000 that year, but it was not mentioned for three years, so he cancelled it in a rage).

To answer your question briefly, there is no annual fee for this card in the first year. This "first year" refers to the accounting year, not the natural year. For example, if you open your card in June 1 9+February 1, there will be no annual fee from now until June 65438+February12020, whether you swipe your card or not.

From the following year (from February 2, 2020, 65438), swipe your card at least 6 times in each billing year (no matter what kind of swipe card, WeChat, Alipay and Huawei pay are counted), and the annual fee for that year is exempted.

In fact, even if you don't brush enough for six times, there is still a way to get rid of the annual fee. I'll tell you later.

There will be a more detailed answer later. If you are bored, you don't have to watch it.

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The credit card of Shanghai Pudong Development Bank has always been an online celebrity bank in the credit card circle. The credit card that was born has always been popular because of its high credit limit, many points, rich activities, less restrictions on playing cards and good prizes.

I went to see this card specially handled by you. The main benefits are as follows:

One by one:

Credit limit. Forget it. I understand everything. It should be mentioned here that credit cards are generally divided into ordinary cards, gold cards, platinum cards and higher grades. Generally speaking, the maximum amount of Puka is less than 20,000. Gold card1-50,000. If you want a card with a quota of more than 50,000, it is best to apply for a platinum card at the beginning, so as to avoid the trouble of subsequent limit and card replacement.

Withdrawal amount: 50%. Generally temporary restrictions. For example, your quota is 7000 yuan, sometimes it is double 1 1, which is not enough. You can apply for a temporary line, and the validity period is generally 1 month. What is the temporary quota? It is 50% of your fixed quota, that is, 7000* 50% = 3500, which is equivalent to an extra quota of 3500.

Annual fee: 180 yuan (free in the first year, free after 6 times in the second year). As mentioned above, what are the first and second years? The first year doesn't matter anyway. From the following year, you can use whatever you want, including WeChat, Alipay and China UnionPay Express. You can use any amount each time you swipe your card, including 0.0 1 yuan. Just six times. I suggest you bind this card to WeChat as the default payment card, so you don't need to remember this.

Interest-free period: 50 days. Brother reptile didn't say anything about those formulas, dizzy. Just install a credit card APP of Shanghai Pudong Development Bank and watch him remind you to repay before the date. The card you swiped today must be returned after 50 days at the latest. The average bank needs 50-56 days. There is not much difference.

Card attributes: Never mind, most cards are not very different now.

Finally, there are a series of so-called rights and interests. In fact, for us, there is no impact, so don't worry. Free annual fee is enough for the first item.

Enjoy the preferential treatment of many merchants in Shanghai Pudong Development Zone. By the way, there are many activities in Shanghai Pudong Development Zone, especially the integral activities. At present, almost all the cards in Shanghai Pudong Development Bank are paid at twice the amount (that is, 2 points are paid for swiping 1 yuan, while most other banks are paid at 1 times the amount). Usually, many businesses are preferential and pay more attention to it.

I suggest you download the official app of Pufa Credit Card.

Finally, secretly tell you that the annual fee-free solution:

1. At the end of the year, you can call the customer service of Pudong Development Credit Card and directly ask whether the Pudong Development Card under your name has reached the number of annual fee-free times. Customer service will tell you whether each card is satisfied or not. Remember, it is the most convenient and simple to call directly.

2. Check your bill regularly. If you find an annual fee, call customer service immediately. Remember, call! ! ! The most convenient! ! ! You said you forgot to swipe your card, and you made up enough for swiping your card this week, hoping to avoid the annual fee. Customers can basically help you avoid the annual fee, and then ask you to brush it 6 times in 1 month. Then you charge six phone bills immediately, and it's done. This is what the clamp spring calls heart-to-heart communication.

In short, if you don't understand credit cards, you can trust me privately. I'll tell you everything.

Aika loves life, and I'm Peggy ~ ~ Wow Kaka.