Anqing five insurance minimum payment standard

The minimum payment standard of five insurances in Anqing City is determined according to the relevant national policies and regulations and the local economic development, aiming at protecting the basic social insurance rights and interests of employees.

I. Overview of Five Risks Payment

In Anqing area, it is a legal responsibility for enterprises to pay five insurances for employees, and it is also an important measure to protect employees' rights and interests. The payment standard of five insurances is usually related to the salary base of employees, while the minimum payment standard is determined according to the local minimum wage standard or relevant policies and regulations.

Second, Anqing five insurance minimum payment standard

According to the relevant policies issued by Anqing Human Resources and Social Security Bureau, the minimum payment standard for five insurances will be adjusted every year according to the local economic development. Generally speaking, the minimum payment standard will be determined by referring to the local minimum wage standard and combining with the national social insurance policy.

Specifically, Anqing five insurance minimum payment standard usually includes the following aspects:

1. Old-age insurance: it is paid according to a certain proportion of employees' wages, and the minimum payment base is not less than a certain multiple of the local minimum wage standard.

2. Medical insurance: it is also paid according to a certain proportion of employees' wages, and the minimum payment base is also stipulated accordingly.

3. Unemployment insurance: There are also specific provisions on the payment ratio and minimum payment base, aiming at ensuring the basic livelihood of unemployed workers.

4. Work-related injury insurance: determine the compensation amount according to the industry risk level and employees' wages to ensure that employees can get corresponding protection when they are injured at work.

5. Maternity insurance: For female employees, the proportion of payment and the minimum payment base are also defined to protect the reproductive rights and interests of female employees.

It should be noted that these minimum payment standards are only the minimum requirements for enterprises to pay five insurances for employees. In fact, enterprises can choose a higher payment standard according to their own economic situation and employee needs.

Third, the payment method and adjustment mechanism

Enterprises usually need to pay five insurances for employees according to the specified proportion and base before monthly salary payment. At the same time, the government will regularly adjust the payment standards of the five insurances to adapt to economic development and social changes.

To sum up:

The minimum payment standard of five insurances in Anqing City is determined according to the relevant national policies and regulations and the local economic development, aiming at protecting the basic social insurance rights and interests of employees. Enterprises need to pay five insurances for employees in accordance with the prescribed proportion and base to ensure that employees' social insurance rights and interests are guaranteed. At the same time, the government will regularly adjust the payment standards of the five insurances to adapt to economic development and social changes.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees should participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and employers and employees should jointly pay basic old-age insurance, basic medical insurance and unemployment insurance.

People's Republic of China (PRC) social insurance law

Article 12 stipulates:

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.