What is the dynamic password of mobile banking in rural commercial banks?

China Agricultural Bank's mobile banking dynamic password card is a kind of matrix dynamic password hardware device to improve the security of customers' transactions.

Mobile banking registered customers must use it when making external payments (payment, transfer, credit card repayment, roaming remittance). Just enter the corresponding coordinate values on the password card according to the system prompt.

Mobile banking refers to the channel mode in which banks use smart phones as carriers to enable customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

The customer's mobile phone is connected with the bank through the mobile communication network, which is a brand-new business product that can directly complete various financial services such as account inquiry and transfer through the mobile phone interface. That is, banks use mobile phones as carriers, rely on mobile GSM wireless networks, send short messages through mobile phones, and use mobile short message resources to operate bank accounts, thus realizing the functions of "financial management" and "electronic wallet" of mobile phones. Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.

Mobile banking, also known as mobile banking, refers to the use of mobile phones, PADs and other mobile devices to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

Development: Mobile banking was born in the Czech Republic in the late 1990s. Established by Expandia Bank and Radiomobile * * * operator * *, the mobile phone model is mainly based on traditional banks. At the beginning, mobile banking was dominated by traditional banks, and mobile operators only provided operating platforms, the most typical of which was China. With the development of social economy and the progress of information and communication technology, mobile banking led by mobile operators has gradually emerged, the most typical of which is African countries, such as Kenya M-Pesa. M- Pesa has become the most popular mobile payment system in the world. In Kenya, M-Pesa's remittance business has exceeded the sum of all domestic financial institutions.