What are the fraud traps?

What are the fraud traps?

What are the fraud traps? Modern people's lives are inseparable from the Internet. They need to understand the world through the Internet every day, shop online, and so on. There are all kinds of things in the online world that can cause you huge financial or emotional losses. Let’s take a look at some of the scam traps. What are the fraud traps 1

01 Rebate fraud - the largest number of cases

This type of fraud accounts for 33.14%, ranking first.

Keywords: part-time job, advance payment, installing APP through links

Fraud techniques:

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2. Make small orders first, return the principal and commission, and deepen trust.

3. After sending large amount of order brushing tasks or multiple orders brushing, the principal and commission will not be repaid due to reasons such as "system failure" and "task not completed".

02 "Pig Killing Plate" - the scam with the highest total amount defrauded

The economic losses caused exceed 30% of the total amount of all types of fraud, ranking first.

Keywords: online dating, chicken soup, let’s make money together

Fraud techniques:

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2. Talk about local love every day, ask for help, establish an online relationship or friend relationship, and deceive the victim's trust.

3. Inducing victims to participate in false online gambling and investment.

03 Pretending to be a public prosecutor - the scam with the highest loss in a single case

The average amount defrauded per case is more than 150,000 yuan, known as the "King of Scams".

Keywords: Suspected crimes (illegal entry and exit, money laundering, fraud, drug trafficking), video connection, fund verification

Fraud techniques:

1. Impersonation Public prosecutors and law enforcement personnel called the victim, threatened the victim on suspicion of committing a crime, and sent a false "wanted order".

2. Ask the victim to keep it secret and isolate him from his family and friends.

3. Request the victim to transfer funds to a "safety account" to "prove his innocence."

04 Impersonating the customer service of a charger - a scam that does little harm but has the widest impact

The most likely scam calls to be received have shown an overall downward trend due to the increased public awareness of prevention. The amount involved in a single case is also shrinking.

Keywords: quality problems, refund processing, triple compensation

Fraud techniques:

1. The scammer pretends to be a customer service staff of the reseller platform and calls the victim. Inform them of product price reductions or quality issues, or that they need to cancel their premium membership, otherwise service fees will be incurred.

2. Enter the refund phishing page provided by the scammer and fill in your personal bank account information.

3. The scammer claims that the account has been frozen or there is a system problem that prevents refunds, and makes it appear that the loan cannot be made.

4. The scammer requires the victim to open a loan limit on loan platforms such as "Huabei", "Jiebei" and "Jingdong IOU", and transfer the money to a designated account for "turnover".

05 Fake loans - scams that make people poorer as they borrow more

Simple and crude fraud methods will make you so poor that you only have one loan left. ID card

Keywords: no mortgage, low interest, fast loan, download APP

Fraud techniques:

1. Scammers send false information via phone calls, text messages, Find targets through advertising and other means.

2. Use words such as no mortgage, no guarantee, and low interest to induce victims to download the APP or enter the phishing webpage to apply for a loan.

3. Guide victims to pay guarantee fees, capital verification fees, unfreezing fees and other fees, and falsify transaction flows, creating the illusion that loans cannot be issued.

4. Block the victim after defrauding them of all their money.

06 False investment type - a scam disguised behind the "big boss"

Various experts give lectures in a clear and logical way, and investment by following the trend will lose everything

Keywords: High profits, high returns, experts will guide you to make money without losing money

Fraud techniques:

1. Scammers use short video platforms and other methods to give lectures and develop students and training objects.

2. Use social media teaching and other methods to brainwash victims.

3. The "shills" in the group create false success stories to improve credibility.

4. Inducing victims to continuously inject funds on fake investment websites or mobile apps. What are the fraud traps 2

What are the four major traps of online fraud

First, criminals impersonate well-known companies through emails, especially banks, and deceive unsuspecting people in the name of system upgrades, etc. The user clicks to enter the fake website and requires the user to enter their account number, online banking login password, payment password and other sensitive information at the same time. If people are careless and fall for the scam, criminals may use fraudulent account numbers and passwords to steal customer funds.

The second is that criminals use online chats to sell online game equipment, digital cards and other products at low prices as netizens, tricking users into logging into the fake website address provided by the criminal suspect and entering their bank account number, login password and Payment password. If people are careless and fall for the scam, criminals will use the fraudulent account numbers and passwords to illegally possess customer funds.

Third, criminals take advantage of some people’s bad Internet habits such as downloading and opening unknown programs, games, emails, etc. It is possible to use these programs, emails, etc. to transfer Trojans The virus is inserted into the customer's computer. Once people use this "poisoned" computer to log into online banking, the customer's account number and password may be stolen by criminals. When people surf the Internet on public computers such as Internet cafes, there may be Trojan horse programs embedded in the Internet cafe computers in advance, and sensitive information such as account numbers and passwords may also be stolen in this environment.

Fourth, criminals take advantage of people's fear of trouble and set their passwords too simple, and may guess people's passwords by testing personal birthdays and other methods.

Special reminder:

First, log in to the correct URL. When visiting the bank website, please enter the URL directly to log in; be careful to identify fake websites; protect your account number and password; at any time and under any circumstances , do not tell others your account number and password; do not believe any request for card number and password through email, text message, phone call, etc.

The second is to ensure computer security, regularly download and install the latest operating system and browser security programs or patches; install a personal firewall; install and timely update anti-virus software. What are the fraud traps 3

1. What are the fraud traps in online financial lending?

Internet financial lending fraud traps include Ponzi schemes, virtual currency, consumer finance cash-out, routine loans, etc.

2. What are the penalties for Internet fraud?

There is no crime of Internet fraud in the "Criminal Law". Internet fraud is just a form of fraud. Fraud refers to the act of defrauding large amounts of public or private property by fabricating facts or concealing the truth for the purpose of illegal possession.

According to Article 266 of the "Criminal Law", whoever defrauds public or private property, and the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also or solely be fined; if the amount is huge or there are other serious circumstances If the amount is particularly huge or there are other particularly serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or his property shall be confiscated. If this law provides otherwise, the provisions shall prevail.

Compared with the crime of fraud, the amount registered for online fraud is lower, and it can be calculated cumulatively. Even if no money is defrauded, it may still be punished as an attempted crime of fraud, as long as the following three standards are met:

(1) Sending more than 5,000 fraudulent messages;

(2) Making more than 500 fraudulent phone calls;

(3) Fraud The means are bad and the harm is serious.