Original text of Fifty Prohibitions on Case Prevention for Banking Employees in Sichuan Province

Fifty employees of Sichuan banking industry are strictly forbidden to enter.

(revised)

It is strictly forbidden for ten tellers to operate.

1. It is forbidden to copy, * * use, hold operation cards, authorization cards, personal seals or use other people's passwords.

2. It is strictly forbidden to go out of the closet (except in the business premises and within my sight) without the sign-off system and properly keeping important items such as operation cards, passwords, personal seals, business seals, cash, valuable documents and important blank vouchers.

3. It is strictly forbidden to hand over the business seals, valuable documents, important blank vouchers, keys and other important items that I keep to others for use without performing the handover procedures or violating the principle of post incompatibility; Adjust the cash privately, and stamp the business seal on the blank vouchers and valuable documents in advance.

4. It is strictly forbidden to handle my own business or other people's business as an agent, use my customer account to transfer my own funds, or transfer bank and customer funds through my own or other people's accounts.

Five, it is strictly prohibited to enter the password without physical shelter and carry non-work packages into the cash area.

6. It is strictly forbidden to apply for, purchase, sign for and keep important blank vouchers, online banking equipment, payment passwords, seals, bank cards (discounts) and apply for and operate online banking, mobile banking and telephone banking on behalf of customers.

Seven, it is strictly prohibited not to swipe the card (discount) for card (discount) payment business and induce customers to enter passwords repeatedly.

Eight, it is strictly prohibited to borrow the name of the bank to manage money on behalf of customers, and to disclose or modify customer information in violation of regulations.

Nine, it is strictly forbidden to receive batch wage data packets without customer encryption.

Ten, it is strictly prohibited to know or should know that illegal business without resisting or reporting.

Ten authorized tellers are prohibited.

1. It is strictly forbidden to authorize and recheck the counter in the process of personal payment business without examining the summons, verifying the accounts and asking the real wishes of the customers.

Second, it is forbidden to use other people's seals, teller cards, passwords, business seals, valuable documents and important blank vouchers for business operations.

Three, it is strictly prohibited to give the authorization card, password, personal name and seal to others in violation of regulations, and transfer the authorization to those who do not meet the requirements.

Four, it is strictly prohibited to advance, withhold money, or illegal use of internal accounts, as well as instigating, abetting or forcing counter operators to operate illegally.

V. It is strictly forbidden to declare the cancellation or deactivation of the teller number of the transferred teller (including cash self-service equipment).

Six, it is strictly prohibited to check or supervise the cash on hand, important blank vouchers, business seals and other important items in accordance with the regulations, and the operating tellers who leave the business premises temporarily shall not touch the library with cash.

Seven, it is strictly prohibited for managers at all levels not to resist the illegal intervention authorization, and not to stop or correct the illegal operation of the operating teller.

Eight, it is strictly prohibited to resort to deceit, providing false information to superiors and regulatory agencies.

Nine, it is strictly prohibited to disclose customer information and bank business secrets.

Ten, it is strictly prohibited to conceal or delay the occurrence of cases and major accidents.

10. It is forbidden to be the person in charge of the business organization.

1. It is forbidden to instruct or instruct subordinates to handle business beyond their authority, or interfere with authorized tellers and operating tellers to perform their duties independently in violation of regulations.

Two, it is strictly prohibited to use other people's chapter, card, certificate for business.

3. It is strictly prohibited to act as any form of money broker between loan-sharking companies, small loan companies, investors and customers, or to help borrowers borrow money and repay loans for profit, and to participate in activities such as helping customers borrow funds, guarantee financing, raise funds and do personal business.

Four, it is strictly prohibited to personal seal (except authorized by laws and regulations), authorization card and password to others.

Five, it is strictly prohibited not to check the library according to the prescribed frequency and method.

Six, illegal deposits, illegal loans are strictly prohibited.

Seven, it is strictly prohibited to disclose customer information and bank business secrets.

Eight, it is strictly prohibited to issue false credit certificates, illegal issuance of letters of guarantee.

Nine, it is strictly prohibited to any form of off-balance sheet business and various forms of small treasuries.

Ten, it is strictly prohibited to find illegal clues, hidden dangers of accidents and other major issues to delay or conceal.

Ten prohibitions of self-service equipment business management

First, it is forbidden for cash self-service equipment to run online without video monitoring, and the network cable and network interface of self-service equipment are not rigidly protected.

Second, it is strictly forbidden for a single person to collect, turn around and load and unload cash for self-service equipment.

Three, it is strictly prohibited to cash self-service equipment keys and passwords are not used, not kept separately, safe keys are not stored in the warehouse (cabinet) according to regulations after use, or safe keys and passwords do not adhere to parallel handover, and the original password will continue after password handover.

Four, it is strictly prohibited to carry out cash business operations on self-service equipment without video surveillance.

Five, it is strictly forbidden to swallow the cards that are not in my collection, and the cards that are swallowed are not recovered, kept, registered and turned over in time.

Intransitive verbs are strictly forbidden not to check self-service equipment according to bank regulations and not to supervise the process of outsourcing banknote addition.

Seven, it is strictly prohibited to clear, load (unload) goods bills without accounting check.

Eight, it is strictly prohibited to self-service equipment long and short money is not timely find out the reason and accounting registration.

Nine, it is strictly prohibited not to read the monitoring data of the important period of cash management of self-service equipment.

Ten, it is strictly prohibited to self-service equipment service providers maintenance personnel before entering the site without verifying their identity, and shall not supervise the storage equipment they use.

Account settlement management is not allowed.

1. It is strictly forbidden to require the enterprise to provide the original business license when accepting account opening, change of legal representative, loss reporting and replacement of reserved corporate seal; Failing to verify the authenticity of the applicant's business license and organization code certificate; Failing to verify the authenticity of the power of attorney of the legal representative; Identity information of the legal representative, the authorized person and the investor of the temporary capital verification account of the non-networked capital verification unit.

Second, it is strictly forbidden not to implement the provision of double-person door-to-door verification of account opening information, and not to keep the information of bank checker and the signboard or street sign of the account opening applicant or the office environment in the newly opened account file.

3. It is strictly forbidden to refuse to handle a temporary capital verification account knowing that it is an intermediary agency for investors.

Four, it is forbidden to use the account management password or payment password account, in the sale of important blank vouchers, payment password equipment and online banking equipment, shall not control the password.

5. It is strictly forbidden to handle the cash withdrawal business in violation of the regulations on account and cash management, or handle the payment and settlement business for overdue temporary deposit accounts and accounts that should not be inspected annually, and handle the payment business within 3 working days without controlling the new company account through the core system.

Six, it is strictly prohibited to reconcile with the enterprise, industry and internal reconciliation by the statement printed by the public accountant, or not to review the reconciliation receipt and check the seal as required.

Seven, it is strictly prohibited to open an online bank account without authorization, and to open an online bank account for inactive accounts.

Eight, it is strictly prohibited to not feedback reconciliation information, feedback reconciliation results inconsistent and reconciliation receipt defective accounts not to reorganize the reconciliation.

9. It is strictly forbidden to inquire, freeze, unfreeze or deduct accounts in violation of regulations.

Ten, it is strictly prohibited not to use the payment password account and door-to-door collection account for risk monitoring.