Why do many people dare to increase their positions when they buy funds?

I only bought the fund when the fund fell to the lowest level in history, because at this time, all shareholders of the fund participated, and the cost of buying it at this time was lower than theirs. The fund has gone up, and other shareholders have breathed a sigh of relief. I have earned a lot of money.

Here are some ways to buy funds: First, buy well-known wealth management products.

In the initial stage of financial management, investors had better buy the well-known financial products, that is, the financial products suitable for everyone to buy. This kind of product is relatively common, many people around have bought it, and you can also see the relevant information of the product on the Internet. The products are more reliable after time verification, and there are few negative or loss events in the past. For example, deposits, national debt and bank financing are such products.

If you buy niche wealth management products from the beginning, you will face higher risks, such as P2P online lending products, and it is best for financial novices not to touch them.

Secondly, buy old ones instead of new ones.

In recent years, various wealth management products have emerged in an endless stream, and more and more wealth management products have entered the investors' field of vision. But investors should be wary of new wealth management products and don't buy them just because they are popular. Many times, the so-called "hot" products are hype. For example, science and technology innovation board stocks and funds, before you know this market very well, you'd better not touch it first. It's too risky for financial novices.

Third, the benefits and risks are low first and then high.

Although today's young people are more receptive to new things and can take greater risks, they should not be too impulsive in financial management and should not buy at the sight of high returns. Income and risk are equal, and the higher the income, the greater the risk. Before you know the market rules, you'd better buy some wealth management products with low returns and risks.

Fourth, the term is short first and then long.

One of the most common mistakes that financial novices make is to buy long-term financial products at the beginning of financial management, such as 3-year and 5-year treasury bonds, bank financial management with a maturity of more than 1, P2P financial management with a maturity of more than 2 years, and insurance financial management with a maturity of more than 5 years, because the income will be higher than short-term products. The national debt is fine and can be withdrawn in advance, but the liquidity of fixed-term wealth management products such as bank wealth management, P2P wealth management and insurance wealth management is poor. If you buy a product with a long term at once, but you need money badly in an emergency later, it will be very troublesome.

In addition, many people are not sure whether this product is suitable for them at the beginning of financial management. If they buy a short-term product and later find that it is not suitable for them, they can quickly redeem their money to buy other financial products.

Financial management is a step-by-step process, so don't rush it. We should combine theory with practice to find the most suitable financial management method. In addition, the initial financial management is likely to encounter some pits and even lead to the loss of principal, so it is best to proceed step by step, and the foundation of initial financial management will be relatively solid, which will lead to less detours and less stumbling. Please adopt it.