How does Huanggang Agricultural Bank handle loans?

Huanggang Agricultural Bank holds my valid identity documents and other materials to apply for loans at the Agricultural Bank outlets, fill in the application form and submit materials, which will be examined and approved by the Agricultural Bank. After the examination and approval, a loan contract is signed with the applicant, and the applicant goes through the formalities of guarantee and insurance, and then submits it to the bank for inspection. After the formalities are completed, the bank will issue loans.

It is worth noting that the borrower should be a China citizen aged between 18 and 65, and have a legal and stable job, economic income and good personal credit.

Introduction of various loans of Agricultural Bank of China:

Agricultural Bank of China's personal self-help revolving loan is a credit product that gives a certain credit line to individual customers who meet the credit conditions of Agricultural Bank of China. Within the credit limit and validity period, customers can recycle loans to meet their daily consumption and personal business turnover needs.

Personal pledge loan is a RMB loan that the borrower applies to a banking financial institution that has been approved by the Agricultural Bank of China to start personal credit business with a legal and effective pledge that meets the requirements stipulated by the Agricultural Bank of China.

ABC's "balloon loan" is designed for customers who intend to hold loans in the short and medium term, that is, to provide them with a shorter loan term and use a longer term to calculate the monthly payment, so as to reduce the pressure of early repayment. At the same time, due to the short loan period, the corresponding loan interest rate is also low.

The pledge loan of wealth management products refers to the pledge of the beneficial right of future income of wealth management products (including entrusted wealth management products) that meet the requirements of the Agricultural Bank, and then apply for relevant loans from the Agricultural Bank.

Personal comprehensive credit loan refers to the operation mode that Agricultural Bank of China provides financing to natural persons by providing credit lines. Its advantages are one-time handling, recycling, borrowing as needed, and preferential interest rates.

Personal self-help pledge loan of Agricultural Bank, individual customers can use their financial assets in Agricultural Bank to set pledge, and then apply for self-help online, and the system will automatically approve and issue it in real time.