How much is the down payment for buying a car?

When buying a car, choose a 4S shop to apply for a car loan, and buy a car with a down payment of 30%. The loan interest depends on the down payment and repayment period, and the loan interest is between 5% and 8%.

The maximum loan ratio for self-use traditional power vehicles is 80%, and the maximum loan ratio for commercial traditional power vehicles is 70%. The maximum loan ratio for self-use new energy vehicles is 85%, and the maximum loan ratio for commercial new energy vehicles is 75%; The proportion of second-hand car loans is up to 70%.

Attention problem

When you see advertising slogans such as "zero down payment", "zero interest rate" and "1 yuan loan to buy a car" in the auto market, don't be too happy for the time being, you need to be vigilant and don't fall into the trap designed by dealers and loan intermediaries.

These car loan concessions of "zero down payment", "zero interest rate" and "1 yuan loan to buy a car" will attract the attention of many consumers at first sight. These preferential policies look very attractive. In fact, most of the concessions are made on the basis of raising car prices and increasing agency fees. What's more, they are inevitably fraudulent.

For the above contents, please refer to: Notice of the Governments of People's Republic of China (PRC) and China on Adjusting the Relevant Policies on Automobile Loans? Baidu Encyclopedia-Loan to buy a car down payment