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Xueba says insurance, focusing on insurance product evaluation! In fact, it's a bit difficult to buy insurance at the age of 18. This age is an adult, and he is still in a period of high incidence of juvenile diseases. But at this time, children's insurance with high incidence of children's diseases can't be bought, while adult insurance can protect teenagers from frequent diseases. In order to solve this problem, I made a comparison table of critical illness insurance with high cost performance: "Designed for 18 years old! The national popular 136 critical illness insurance comparison table.

I would like to remind you that you can't just look at the company when buying insurance. The product is the most important. Nowadays, young people are under increasing pressure to plan their own future, and their insurance awareness is constantly improving, but their recognition ability is still very poor. Insurance information is everywhere, so it is not easy to choose the insurance that suits you. Therefore, vomiting blood has integrated a detailed strategy for 18 years old to buy insurance.

Young people mainly face these problems:

(1) Working hours are very short, and I don't like to save money at ordinary times, and I don't spend money in moderation. At this time, the economic foundation is relatively weak.

(2) I work hard and meet the expectations of my family urgently. I have a lot of problems to face and I am under great pressure. I am prone to vascular diseases, hypertension, stroke, cancer, acute myocardial infarction and other major diseases.

After analysis, I know that I need to buy cheap but well-protected insurance at my age, and I can configure accident insurance+critical illness insurance+million medical insurance.

1. critical illness insurance

According to WHO data, 75% of people in China are in sub-health, and the probability of young people suffering from some major diseases is higher than that of the elderly. Young people have become a group with high incidence and serious diseases. Critical illness insurance covers major diseases and moderate/mild diseases. Most young people can't afford the treatment of serious illness, so it is necessary to buy a serious illness insurance. Here is a picture about the price:

It can be seen that with the increase of age, the premium of critical illness insurance is increasing. As you get older, once you get sick, the insurance company won't allow you to buy it. The sooner you buy critical illness insurance, the better.

I compiled a list: designed for 18 years old! Top ten critical illness insurance stocks worth buying in 2020! 》

2. Accident insurance

Accident insurance only needs about 100 yuan, which can protect hundreds of thousands of people. It is more suitable for young people to buy an accident insurance first and then buy something else. For young people, it is best to have extra protection against sudden death.

3. Millions of medical insurance

Millions of medical insurance is mainly for reimbursement of illness and hospitalization, and many medical insurance will also be accompanied by a green channel for medical treatment, which can provide proton heavy ion therapy. As long as two or three hundred dollars a year, there are millions of reimbursement quotas, even if you just work.

Worried that someone stepped on the pit, I prepared a list: "Designed for 18 years old! The 10 million medical insurance stocks worth buying in 2020! 》

Hope to adopt!

The same number on the whole network: Xueba said insurance, welcome to search!

Source: Xueba said that insurance official website