Will New China Life enjoy a lifetime?

This insurance is good, and you can enjoy lifelong annuity insurance (dividend type). This product consists of "Fuxiang life annuity insurance (dividend-sharing type)+additional free annuity insurance (universal type)". Additional arrays are automatically transferred to survival insurance according to the main insurance agreement.

Insurance liability Main insurance liability: (1) Survival insurance premium: the insured pays 20%× (basic insurance premium+accumulated dividend insurance premium) on the day after the end of 10 hesitation period; (2) Death insurance premium: paid according to the cash value corresponding to paid insurance premium+accumulated dividend insurance premium; (3) Insurance premium exemption: the insured dies unexpectedly or physically. 2. Annuity: After the contract comes into effect for three years, the annuity beneficiary can apply for an annuity. Pay the annuity according to 10% of the annual policy account value.

1. Xinhua Life Insurance Fuxiang Jinsheng is a long-term red annuity financial protection product, which provides death protection. In case of death or total disability due to accidents, the residual premium can be exempted. It is also equipped with a universal account, which can realize secondary value-added. Fuxiang Jinsheng can surrender the insurance, and the fee will not be deducted within 15 days after receiving the insurance policy. After the hesitation period, he lost money and the cash value was refunded according to the contract. Surrender in hesitation period means that the insured surrenders within the hesitation period stipulated in the contract. General insurance companies stipulate that ten days after the insured receives the policy is the hesitation period. Usually the insurance company will refund the full premium after deducting the production cost. Normal surrender, surrender beyond the hesitation period is regarded as normal surrender. Usually, the insurance policy that has obtained the insurance premium may not apply for surrender. Normal surrender generally requires that the applicant can apply for termination after a certain period of time, and the life insurance company should refund the cash value of the policy within 30 days from the date of receiving the application. The cash value of a policy refers to the amount that can be returned when the life insurance contract is terminated or surrendered.

2. Fuxiang Lifelong Annuity Financial Plan is a financial product with pension and savings functions launched by Xinhua Life Insurance Company. The financial management and happiness of Xinhua Life Insurance can not only make consumers' funds flow, but also play the role of pension planning, so that the lives of the elderly can be guaranteed. Regarding annuity insurance, the senior insurance consultant team spent several months strongly summarizing these contents. Xinhua Life Insurance enjoys the characteristics of his life:

1 provide customers with continuous, stable and lifelong liquidity through special annuity payment, effectively play the role of pension planning, and ensure a high-quality life in old age. The plan automatically increases the amount of insurance for customers through annual dividends, organically combines dividends with annuity collection, increases the annuity received by customers, alleviates the impact of inflation, and gives full play to the planning guarantee function of life insurance products.

2. Be able to attack and defend freely. After completing the accumulation of wealth, the first rich class regards safe preservation as an important standard of wealth management. And set about the life planning of wealth inheritance.