Is the grain purchase loan a special fund?

1. Is the grain purchase loan a special fund?

Yes. Grain purchase loans are earmarked funds because grain circulation loans can only be used to purchase grain directly from the grain market. The funds are earmarked only and cannot be used for other purposes. Grain purchase loans refer to loans issued by banks to enterprises for the funds needed to independently purchase grain.

2. Is there a special deduction for interest on the first home loan?

It must be the first home. The state stipulates that the special additional deduction for housing loan interest must be the first home. Taxpayers can only enjoy one interest deduction for their first home loan, and the deduction period cannot exceed 240 months. Interest payments on first home loans incurred using commercial loans or provident fund loans can be exempted during the loan repayment period.

Home loan is any form of home purchase loan support provided by banks and other financial institutions to home buyers, usually using the purchased home as collateral. According to the source of loan funds, it is divided into two types: provident fund loans and commercial loans. According to the repayment method, it is divided into two types: equal principal and interest repayment method and equal principal repayment method. The interest rate of housing loans is based on the bank's benchmark interest rate for the same period, and the loan interest rates of different banks may rise slightly.

Repayment method

According to the repayment method, it is divided into two types: equal principal and interest repayment method and equal principal repayment method.

The equal principal and interest repayment method is to repay the same amount of loan (including principal and interest) every month during the repayment period. In this way, since the monthly repayment amount is fixed, the family can be controlled in a planned way. Income expenditure also makes it easier for each family to determine their loan repayment ability based on their own income.

The equal principal repayment method is to repay the principal in equal installments every month, and then calculate the interest based on the remaining principal. Therefore, the principal is larger in the early stage, so the repayment amount is larger in the early stage, and then the interest is calculated based on the remaining principal. The benefit of this method is that it reduces interest expenses due to the larger repayment in the initial period, which is more suitable for families with strong repayment ability.

The equal principal and interest repayment method is also called the monthly average method. The principal repayment speed is slower and the repayment pressure is lighter. The price is more total interest paid. Compared with the equal principal repayment method, the total The interest difference will not be very obvious in the short to medium term (1-5 years), but the total interest difference will be obvious in the long term (20-30 years). Regardless of the equal principal repayment or the equal principal and interest repayment, the interest calculation method for each period is the same, which is equal to the remaining principal multiplied by the monthly interest rate.

What repayment method you choose depends on your personal repayment ability. You should not choose the principal repayment method just because you want to pay less total interest. In actual practice, many people still choose the equal principal and interest repayment method.

3. Mid-term exercises in the second volume of the second volume of junior high school mathematics. Requirements: 1. More classic_example questions. 2. Don’t...

Two boats start from both sides of the river at the same time. Out, their speed is fixed. The first time they meet is 700 meters away from one side of the river bank, and then they continue to move forward. They both return immediately after reaching the other side of the river. The second time they meet is 400 meters away from the other side of the river bank. Ask if the river has How wide? (The time for the boat to turn around after reaching the shore is not counted)

Set the width of the river to X, and the two boats are boat A and boat B respectively.

We can get:

Assume that A travels 700 for the first time, then B travels X-700 at the same time

In this way, the distance traveled by A for the second time is X-700400=X-300

The travel distance of B is 700X-400=X300

Assume the speed of A is a and the speed of B is b, we can get

700/a==(X-700)/b

(X-300)/a=(X300)/b

The solution is X=1700

That is, the width of the river is 1,700 meters.

Or:

Because the speed remains unchanged, the sum of the distances traveled by the two ships when they meet for the first time is 1 times the width of the river. When they meet for the second time, the distance traveled by the two ships is The sum of the distance traveled is 3 times the width of the river. The ship departing from bank A traveled 700 meters when they met for the first time. Therefore, the ship departing from bank A traveled 3×700=2100 meters when they met for the second time. Suppose The width of the river is X meters. According to the question:

X400=2100

The solution is:

Multiple choice questions:

1. The calculated result is ()

A. B． C. D.

2 Known:,, then equal to ()

A. 4B.C.0D.

3. The simplest common denominator of the fraction,, is ()

A. 12abcB. -12abcC． D.

1/X2/Y3/Z=5, 3/X2/Y1/Z=7, then what is 1/X1/Y1/Z equal to?

Answer: 1/X2/Y3/Z=5, 3/X2/Y1/Z=7

Add the two formulas

We get 4/X4/Y4/Z=12

So

1/X1/Y1/Z=3

Grade 2 Mathematics "Fractions" Ability Test Questions

1. Fill-in-the-blank questions

1. Please write a fraction containing only the letter x (no limit to numbers) (requirements: (1) When x takes any rational number, the fraction Meaningful; (2) This algebraic expression is always negative)_______________.

2. It is known that x is an integer, and it is an integer, then the sum of all x values ??that meet the conditions is ____________.

3. Observe the following formulas:

,;;? Think about it, what kind of product of two numbers is equal to the sum of these two numbers? Let n represent a positive integer, and use the equation about n to express this rule as ______________.

4. Given x, the value of x2 is ____________________.

5. It is known that ax=3, then the value is ____________________.

6. If it is known to be meaningful, the value range of x is _______________.

7. (1) Observe the following formulas:

;;;?

It can be inferred that =____________________.

(2) Please guess the general law that can express the characteristics of (1), express it with an equation containing the word m, and prove that (m represents an integer)

(3) Please use the rules in (2) to calculate

II. Reading comprehension

1. Please read the following calculation process and then answer the questions raised:

Calculation of the problem

Solution: Original formula = (A)

= (B)

=x-3-3(x1) (C)

=-2x-6 (D)

(1) In the above calculation process, at which step did the error begin:_______________

(2) Whether from B to C Correct. If incorrect, the reason for the error is ____________________

(3) Please answer correctly.

2. Please read the following paragraph first, and then answer the question:

There is such a description in the junior high school mathematics textbook: "To compare the sizes of a and b, you can first find a and b, and then see whether the difference is positive, negative or zero." It can be seen that to judge the value of two algebraic expressions, you only need to consider their difference.

Problem: A and B purchased grain at the same grain store twice at the same time (assuming that the unit prices of the two purchases of grain were different). A purchased 100kg of grain each time, and B spent 100 yuan each time. .

(1) Assume that the unit prices of the first and second purchases of grain are x yuan/kg and y yuan/kg respectively. Use an algebraic formula containing x and y to express: A’s two purchases of grain require *** Paying _______________ yuan for grain, B purchased _____________kg of grain twice***. The average unit price of A's two purchases of grain is Q1 yuan per kilogram, and the average unit price of B's ??two purchases of grain is Q2 yuan per kilogram, then Q1=___________, Q2=___________.

(2) If it is stipulated that whoever buys food twice has a lower average unit price, his way of buying food is more cost-effective. Please judge which way of buying food between A and B is more cost-effective, and Give reasons