Enterprise Policy of Shenyang Bonded Zone

Small and medium-sized enterprises are an important foundation for stabilizing the economy and the main support for stabilizing employment. On June 17, two major events focusing on the urgent needs of SMEs took place in Shenyang, Liaoning Pilot Free Trade Zone: the comprehensive financial service platform for SMEs in Shenyang (hereinafter referred to as "enterprise financial service platform") was upgraded, and the information service platform for bill creditor's rights transfer in Shenpiao.com was launched. This is another innovative exploration for Shenyang to continuously improve its financial service capabilities, accurately introduce financial running water for small and medium-sized drip irrigation enterprises, and fully stimulate the vitality of market players with institutional innovation.

Exploring the new road of "Credit Technology inclusive finance", the enterprise financial service platform "12 1 credit second loan" is sought after.

Unsecured, 1 legal person, loan application takes 2 minutes, 1 second funds arrive. At the upgrading conference of comprehensive financial service platform for small and medium-sized enterprises in Shenyang, the financing mode of "12 1 credit second loan" was sought after by participating enterprises and financial institutions.

Since the beginning of this year, the spread of the epidemic has led to a significant increase in the difficulties of market players, especially the small and medium-sized enterprises that are "light assets and high growth", which generally have the pain point of financing difficulties and expensive financing, and their development faces no small pressure and challenges. On the other hand, banks' pain points are high risk of SME loans, scattered business volume, difficult recovery and difficult risk control. There is still room for improvement in the quality and efficiency of the financial real economy.

It is an important field of institutional innovation in the Financial Pilot Free Trade Zone. Shenyang adheres to problem-oriented and goal-oriented, and further promotes the project of improving the financial service ability of small and medium-sized enterprises.

According to the relevant person in charge of the Shenyang District Management Committee, the online enterprise financial service platform has been upgraded. Through the use of blockchain and other technologies, massive data in the fields of finance, government affairs and market have been gathered to provide accurate portraits of enterprises for commercial banks accessing the platform; According to the results of credit evaluation, commercial banks quickly determine the amount, term and interest rate of feedback credit, and issue credit loans online through their own channels, thus exploring a road of innovative application of "credit technology inclusive finance" with Shenyang characteristics.

It is reported that for enterprises that use the enterprise financial service platform in Shenyang, Shenyang will give 50% credit loan interest concessions, which will help reduce financing costs and help enterprises solve problems.

At the meeting site, Boya Digital (Liaoning) Economic Development Co., Ltd., a financial service platform for enterprise development, also signed strategic cooperation agreements with China Industrial and Commercial Bank Shenyang Branch, Zheshang Bank Shenyang Branch, Jinzhou Bank Shenyang Branch and other financial institutions. It is reported that the three financial institutions that participated in the customs clearance test of the "12 1 credit second loan" financing model provided the highest credit line of 1 10,000 yuan.

Focusing on bill matching financing to solve problems, Shenpiao.com platform helps small and medium-sized enterprises to pay back money efficiently.

In order to speed up the structural reform of bill supply side and better serve small and medium-sized enterprises, Shenpiao.com bill credit circulation information service platform focusing on bill matching financing was launched on the same day.

At the launching ceremony of the platform, hana bank Shenyang Branch spoke on behalf of the fund supervision bank, and Shenyang Sanyo Spherical Tank Co., Ltd. spoke on behalf of the enterprises entering the platform. Everyone thinks that God is floating on this platform. Com will play an important role in solving the difficulties, slowness, expensiveness and risks of financing small bill assets in the current bill discount market.

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