How to deal with scratches on cars and electric cars?

1. If the car is fully responsible, first check whether the cyclist is injured. If the injury is serious, first call an ambulance, and then call 122 for treatment. Then call the insurance company to determine the loss and settle the claim.

If you are fully responsible for riding a bicycle, you must identify the attributes of the electric car. If you are fully responsible for electric bicycles, then this is something worth talking about. We must remind the traffic police to identify the attributes of electric bicycles, so that we can have a chance to protect our legitimate rights and interests.

If the traffic police need to identify whether the non-motor vehicles of the other party violate the rules, such as electric vehicles, they should follow the General Technical Conditions for Electric Bicycles (GB17761-1999):

1, and the maximum speed should not exceed 20km/h.

2. The vehicle mass (weight) shall not be greater than 40kg.

3. The continuous driving mileage after one charge should be no less than 25km.

4. The rated continuous output power of the motor shall not be greater than 240W W..

According to the Road Traffic Safety Law and its implementing regulations, the management and traffic rules of motor vehicles and non-motor vehicles are different. The main differences are:

(a) motor vehicles driving on the road need to be insured for compulsory insurance, registered and licensed, and the driver needs to hold a driver's license; Non-motor vehicles do not have this requirement.

(two) the motor vehicle takes the motor vehicle lane; On the roadway without non-motor vehicle lanes, non-motor vehicles should drive on the right side.

(3) In the event of a traffic accident, the law takes care of the proportion of compensation for pedestrians and non-motor vehicle drivers, that is, when pedestrians and non-motor vehicle drivers bear secondary, equal, primary and full responsibilities, the motor vehicle party shall bear 80%, 60%, 40% and no more than 65,438+00% respectively (more than 65,438+00% of the normal responsibility ratio).

Relevant provisions of the Road Traffic Safety Law of the People's Republic of China

Article 76 If a motor vehicle accident causes personal injury or property loss, the insurance company shall make compensation within the liability limit of compulsory motor vehicle third-party liability insurance; The insufficient part shall be liable for compensation in accordance with the following provisions:

(1) In case of a traffic accident between motor vehicles, the party at fault shall be liable for compensation; If both parties are at fault, they shall share the responsibility according to their respective fault proportions.

(two) motor vehicles and non-motor vehicle drivers and pedestrians have traffic accidents, and the non-motor vehicle drivers and pedestrians are not at fault, and the motor vehicle party shall be liable for compensation; If there is evidence that non-motor vehicle drivers and pedestrians are at fault, the liability for compensation of the motor vehicle party shall be appropriately reduced according to the degree of fault; If the motor vehicle party is not at fault, it shall be liable for compensation not exceeding 10%.

The loss of traffic accidents is caused by non-motor vehicle drivers and pedestrians deliberately colliding with motor vehicles, and the motor vehicle party is not liable for compensation.

Simple minor accidents should be tolerant of each other and handled through consultation. In general accidents, if negotiation fails, only the police will handle it. Motor vehicles will be mainly insured, and the insurance company will take photos to determine the loss. The police appeared and took photos. If the vehicle is damaged, it should be taken out of the trailer and sent to the parking lot. The police will handle the division of responsibility for the accident within n working days and call the victims to sign the accident together.

How to compensate depends on the traffic police's division of accident responsibility, medical expenses, lost time, parking fees, car repair fees, etc. Then the owner of the motor vehicle takes all kinds of relevant bills to the insurance company responsible for reimbursement. In addition, if the victim is hospitalized, he must wait until he is discharged. The whole process is complicated. Will waste a lot of time.

Refer to the above content: Baidu Encyclopedia-Traffic Accident Compensation Standard

Baidu Encyclopedia-Road Traffic Safety Law of the People's Republic of China