In which cities has long-term care insurance been piloted?

There are mainly Shijingshan District of Beijing, Tianjin, Hohhot of Inner Mongolia Autonomous Region, Jincheng of Shanxi Province, Panjin of Liaoning Province, Kaifeng of Henan Province, Kunming of Yunnan Province, Hanzhong of Shaanxi Province, Urumqi of Xinjiang Uygur Autonomous Region, Ningbo of Zhejiang Province, Guangzhou of Guangdong Province, Chongqing, Chengdu of Sichuan Province and Anning of Anhui Province.

1. Recently, with the consent of the State Council, the National Medical Insurance Bureau and the Ministry of Finance issued the Guiding Opinions on Expanding the Pilot Long-term Care Insurance System. On the basis of summarizing the previous pilot experience, we will focus on establishing independent insurance and expanding the pilot. On the basis of the original 15 pilot city and Jilin and Shandong provinces, a new 14 pilot city is added, with a pilot period of 2 years. Explore the establishment of a social insurance system, raise funds by mutual assistance, and provide services or financial guarantees for the basic living care and closely related medical care of long-term disabled people.

2. The cities that expand the pilot project are mainly 1 new cities in provinces that have not carried out the pilot project. Participants in the pilot project of expanding long-term care insurance will start from the participants of basic medical insurance for employees, focusing on solving the basic care security needs of severely disabled people. Fund-raising shall be drawn from the payment of medical insurance units and personal accounts of employees, without increasing the burden of payment of units and individuals. The overall reimbursement level is around 70%.

3. There are more than 40 million disabled people in China, so independent insurance should be established to meet the nursing needs. China has entered an aging society. By the end of 20 19, the population aged 60 and over had reached 254 million, and there were more than 40 million disabled people. Insufficient long-term care for the disabled has become an urgent social problem. With the aging population, the establishment of long-term care insurance system has become an increasingly urgent social demand.

4. According to the relevant person in charge of the National Medical Insurance Bureau, since 20 16, the state has organized some places to actively carry out the long-term care insurance system pilot. The pilot project is progressing smoothly in general, and beneficial explorations have been made in the aspects of institutional framework, policy standards, operating mechanism and management methods, which have reduced the economic and transactional burden of disabled people, optimized the allocation of medical resources, and promoted the development of pension industry and health service industry. All walks of life generally evaluate the pilot project well and demand the establishment of a comprehensive system.

5.20 19 government work report put forward "expanding the pilot of long-term care insurance system". On the basis of summarizing the previous pilot experience, it is planned to test the pilot results in a wider scope and further explore the framework of long-term care insurance system adapted to China's national conditions. "Exploring the establishment of a long-term care insurance system is an important institutional arrangement for the CPC Central Committee and the State Council to actively respond to the aging population. The long-term care insurance system has its own uniqueness in the management chain, management links and security content, and the security function cannot be realized through the expansion of the existing social insurance system. "

6. The person in charge said that the Opinions focused on the establishment of independent insurance, clarified the pilot objectives of the system, and strived to basically form a policy framework of long-term care insurance system that adapts to China's economic development level and aging development trend during the Tenth Five-Year Plan period, and promoted the establishment and improvement of a multi-level long-term care security system that meets the diverse needs of the masses.

7. Wang Zongfan, a researcher at the Chinese Academy of Labor and Social Security, said that the long-term care insurance system being piloted in China is a social insurance system that raises funds by mutual assistance to provide services or financial guarantee for the basic living care of the insured long-term disabled and the medical care closely related to it. Also known as the "sixth insurance" of social security. "Aging is accelerating, family functions are weakening, disabled elderly people need socialized long-term professional care, and families face corresponding economic risks. Long-term care insurance is produced to protect the care needs of this group of people. "