How do we citizens invest rationally?

First of all, you need to know your financial needs. Only by knowing your investment purpose, risk preference and investment expectation can you better understand your financial needs.

Secondly, we need to know the characteristics of wealth management products, such as investment opportunity, profit mode and influencing factors. Only in this way can we make choices according to personal needs and actual conditions.

The most important thing is to choose a reliable financial platform and beware of being deceived.

It is suggested to know about the financial management business of ABC. Agricultural Bank of China has launched different financial management methods for different customer needs. At present, personal online banking and pocket banking can be used to operate wealth management business, so that customers can manage funds without leaving home.

For funds below 50,000 yuan, it is suggested to handle financial management by means of savings of Agricultural Bank of China, such as time deposit, time deposit and notice deposit. For details, please click on the link: deposit introduction. Web page link

Or you can consider the precious metals business of ABC, such as depository trust.

The deposit business refers to the customer opening a precious metal account through our debit card, and purchasing the "handed down treasure" precious metals investment products according to our real-time precious metal quotation, and the purchase amount is credited to the customer's precious metal account in real time. Investing in gold is also a way to preserve the value of assets. For details, please click on the link: Introduction to Precious Metals Business? Web page link

If the amount is more than 50 thousand yuan, then there are more choices. For example, buy the wealth management products of Agricultural Bank of China. Generally speaking, the financial risk of guaranteed income is low, so you can look at this Mo Lifeng series. If you want a slightly higher income, you can look at peace of mind. It is also the latest popular "I earn the most on Thursdays".

Or directly sign up for the automatic wealth management business. Automatic wealth management refers to the function that customers regularly purchase our open-ended wealth management products by signing a one-time contract with the bank according to the agreed time limit and deduction rules.

For more information about wealth management business, please click on the link: webpage link.