AI robot can identify more than 50 kinds of fraud routines? What should you do if you encounter online fraud?

There are more and more scams nowadays, and many people have experienced being deceived. So how should you deal with online scams in your life? What anti-fraud techniques can you master? What are the common types of scams?

The AI ??robot can identify more than 50 kinds of fraud schemes

Let me remind you that any fraudulent orders are scammers..." Recently, a discouraging audio of an AI anti-fraud robot triggered many netizens Attention: Anti-fraud calls turned out to be made by robots! It is reported that with the gradual deepening of the application of AI technology in the field of anti-fraud, more than 90% of the calls called wake-up hotlines have been made directly by AI, and AI has already Can identify more than 50 kinds of fraud! In addition, the police, communities, and enterprises have launched various anti-fraud banners, anti-fraud short videos, anti-fraud eggs, anti-fraud milk tea and other local anti-fraud reminders to improve the overall situation. Society’s anti-fraud awareness.

What to do if you encounter online fraud

1. Stay calm and determine the loss

When encountering online fraud, we need to try our best to stay calm. Calm down and don’t panic. First, we need to determine our losses, such as money, items, etc. If possible, we can make a list of losses for reporting purposes. For example, the defrauded property is game props, game coins, accounts or other virtual items. , please contact the administrator of the game, software or website for processing first.

2. Call the police as soon as possible to prevent being deceived again

After confirming the loss, we must call the police as soon as possible. Do not contact online fraudsters again to prevent being deceived a second time. Some victims are eager to lose money and contact online fraudsters privately without reporting the crime. They also believe the lies about refunds and goods returned and are deceived a second time, resulting in losses. Further expansion.

3. Try our best to stop the loss as soon as possible

After calling the police, we can find ways to stop the loss, such as contacting the bank or courier company as soon as possible. If it is an online banking fraud. , and if you have saved the fraudster’s account bank and account information, you can immediately log in to the online banking and telephone banking of the other party’s bank. After entering the other party’s account number, deliberately enter the wrong login password three times, so that the other party’s online banking transfer and telephone banking transfer functions will be blocked. Being temporarily frozen for 24 hours will buy us valuable time to contact the bank, call the police, and carry out further stop loss work.

4. Collect evidence and store it properly.

Internet fraudsters usually use The media contacts the victim, such as QQ, mobile phone text messages, emails, and online games. First, the victim keeps all evidence and transaction records. It is best to have bank transaction records, online chat records, and contact information with the other party.

5. Choose the correct reporting location

The defrauded person can report the crime to the place where the crime occurred, where the fraud was committed, where the result of the fraud occurred, and where the suspect lives. You can choose. Report the crime at your location. If you know where the suspect is, you can also go to his location to report the crime. After receiving the report, either police in the two places should accept it (acceptance does not mean filing a case)

6. Be truthful. Report the case situation

Some victims feel annoyed and ashamed because of being scammed online, and rarely report the crime or even if they do, they conceal the facts of the case. This will make it more difficult for the public security organs to solve the case. In order to catch the criminal suspect as soon as possible and recover the losses, please report the case truthfully to the police handling the case after reporting the case.

Internet fraud prevention tips

1. Use a search engine to search for the company or online store and check whether the contents of the phone number, address, contact person, business license and other documents match. , to verify the authenticity of the website. The homepage of regular websites has a "red shield" icon and an "ICP" number, which appear in the form of text links.

2. Check whether the company's office address is stated on the website. If so, you may wish to negotiate with someone from the company to express that you are very close to the address and can pay directly to the company. If the other party uses various excuses to shirk and obstruct, it proves that it is a trap.

3. When shopping online, it is best to go to websites run by companies with a good reputation in real life or large and well-known shopping websites with credit systems and security guarantees to purchase the items you need.

4. Don’t be fooled by the low-priced products on some websites. These are often baits set by criminal suspects.

5. Be especially careful when soliciting information on investment and money-making plans or get-rich-quick plans as friends on the Internet or through emails. Do not easily believe notifications such as free gifts or winning big prizes, and do not submit any information to them. It pays any fees.

6. Any bad information and websites suspected of fraud should be reported to the public security organs in a timely manner.

What are the common types of fraud?

1. QQ impersonation friend fraud: Use Trojan horse program to steal the other party’s QQ password, intercept the other party’s chat video data, and after getting familiar with the other party’s situation, pretend to be the QQ user The account owner defrauded his QQ friends on the pretext of "serious illness, car accident", "urgent need of money" and other emergencies.

2. QQ fraud by pretending to be a company CEO: Criminals search the QQ group of financial personnel, use "accounting qualification examination syllabus documents" as bait, send Trojan viruses, steal the QQ numbers used by financial personnel, and analyze Determine the QQ number of the boss of the financial staff, and then pretend to be the boss of the company to send transfer instructions to the financial staff.

3. WeChat pretends to be the company CEO to defraud financial personnel: Criminals use technical means to obtain the company’s internal personnel structure, copy the company CEO’s WeChat nickname and avatar picture, and pretend to be the company CEO and add financial personnel to WeChat to commit fraud.

4. Fictitious car accident fraud: Criminals fabricate that the victim’s relatives or friends have been involved in a car accident and need to deal with the traffic accident urgently, and require the other party to transfer money immediately. Due to the emergency situation, the client followed the suspect's instructions and transferred the money into the designated account.

5. Email winning scam: winning emails are sent through the Internet. Once the victim contacts the criminals to redeem the prize, they will use various reasons such as "personal income tax", "notary fees", and "transfer fees". Requesting the victim to send money to achieve the purpose of fraud.

6. Entertainment program lottery fraud: Criminals send group text messages to victims’ mobile phones in the name of popular programs such as “The Voice of China”, claiming that they have been selected as lucky viewers of the program. After receiving huge prizes, they then use various excuses such as payment of handling fees, deposits or personal income tax to commit serial fraud, tricking the victim into remitting money to a designated bank account.

7. Telephone fraud by impersonating the public prosecutor, procuratorate, and law: criminals pretend to be public prosecutor, procuratorate, and law enforcement personnel to call the victim’s phone number and request that the victim’s funds be transferred to a state account to cooperate with the investigation on the grounds that the victim’s identity information has been stolen and is suspected of money laundering and other crimes.

8. Fictional kidnapping fraud: Criminals fabricate that the victim’s relatives and friends have been kidnapped. If they want to rescue the hostages, they must immediately transfer money to the designated account and cannot call the police, otherwise they will be rejected. The parties involved are often at a loss because of the emergency situation and follow the suspect's instructions to deposit the money into the account.