What are the four "ten prohibitions" of rural credit cooperatives in Henan Province?

The four "ten prohibitions" of rural credit cooperatives in Henan Province are as follows:

1, the credit business is "ten forbidden";

2. Counter business is "not allowed";

3, the computer staff "ten are not allowed";

4, financial management "ten are not allowed".

"Ten Prohibitions" in Credit Business:

First, it is not allowed to ask for goods;

Second, it is not allowed to charge interest in the form of loans;

Three, no holiday loans;

4. Do not issue loans to customers with bad credit;

Five, are not allowed to break up loans;

6. No off-balance-sheet deposits or loans;

Seven, are not allowed to exceed the authority for credit business;

Eight, are not allowed to violate the procedures for loans, bills, debt assets and other credit business;

Nine, are not allowed to compile false information, fraudulent credit;

Ten, it is strictly prohibited to lend or deposit funds in violation of regulations.

"Ten No's" in Counter Business:

First, it is not allowed to refuse to accept or represent the normal settlement business without reason;

2. It is strictly forbidden to issue, accept or discount bills or cash in violation of regulations;

Three, are not allowed to issue short bank bills, cashier's checks and handle short remittance;

Four, no unauthorized transfer of funds, misappropriation of important blank vouchers;

Five, are not allowed to open accounts for units and individuals in violation of regulations;

Six, are not allowed to disclose the system login password or login integrated business system;

Seven, do not use the seal in violation of regulations;

Eight, no illegal proof of funds;

Nine, are not allowed to handle false transactions;

Ten, are not allowed to disclose business secrets and customer information.

Computer workers are "not allowed":

First, it is not allowed to change the hardware equipment of computer business system in violation of regulations;

Two, are not allowed to develop and launch software products in violation of regulations;

3. Not disclosing confidential information and customer information in the computer system in violation of regulations;

Four, are not allowed to consult and modify the computer system data information in violation of regulations;

Five, are not allowed to violate the provisions of the computer system in the name, delete institutions and operators;

Six, are not allowed to start and stop the disaster recovery system in violation of regulations;

Seven, are not allowed to connect the production network with the Internet;

Eight, are not allowed to access without authorization, * * * enjoy the production system network;

Nine, it is not allowed to install software systems unrelated to business on business machines;

Ten, are not allowed to violate the regulations, make irrelevant personnel login computer system.

Ten prohibitions in financial management;

First, off-account operations are not allowed;

Two, are not allowed to intercept income, private coffers;

Three, are not allowed to misappropriate public funds, customer funds, empty library, IOUs to the library;

Fourth, there is no illegal expenditure;

Five, are not allowed to increase or decrease income and expenditure;

Six, are not allowed to adjust the accounting subjects, the preparation of false accounting statements;

Seven, do not increase or dispose of fixed assets in violation of regulations;

Eight, are not allowed to interfere with large expenditures in violation of regulations;

Nine, are not allowed to collect and pay fees in violation of regulations;

X. There is no illegal write-off of non-performing assets.