How to resolve gambling-related issues in Industry and Commerce 9920

The bank account limit of 9920 means that your account has high-risk operations due to past transaction records, resulting in a higher account risk level. In order to ensure the safety of account funds, the bank takes temporary control over your account. Generally speaking, you will be notified in advance of such situations by text message or phone call. If you need to relieve the abnormal status, you need to bring the cardholder's ID card and bank card and cooperate with the bank to complete the information verification at the counter. Print the account statements for 3-6 months, mainly to determine whether you are using the card, the purpose of the transfer, etc., and you will be released from control after the situation is verified. The scene was cleared and returned to normal immediately. There is one situation that cannot be solved on site, that is, your account has been marked as a risk account involving gambling and fraud. This requires submitting the risk account review form to the Anti-Fraud Center for review. The bank will, based on the feedback from the Anti-Fraud Center, Take action on your account. Hope it helps to resolve your doubts. Welcome to inquire if you have any banking related business. Updated on July 17. Recently, many people have sent private messages about the reality of some abnormalities in their bank accounts. I have selected a few representative questions and updated the answers here.

Which behaviors are risky? According to the first regulations, the following behaviors are relatively easy to be judged as risky accounts. See how many of them you have experienced. (1) Funds are transferred in a concentrated manner and transferred out in a scattered manner, especially when the funds are remitted to multiple regions and the remitters appear to be unrelated; (2) Funds are transferred in and out in a concentrated manner, especially when the funds come from multiple regions, and remittances People seem to be unrelated and most of them are single transactions; (3) The funds in the account are fast in and out, and the transitional nature is obvious, especially when the funds are transferred through multiple accounts in a very short time; (4) The account has no balance or the balance is relatively small The proportion of transaction volume is relatively low; (5) The number of account transactions has increased significantly in the short term; (6) There are structured fund transactions with the intention of avoiding limit transactions; (7) Inter-bank collections and inter-bank transfers; (8) Small transactions occur in the account Frequent or large-amount transactions occur immediately after exploratory transactions; (9) Frequent or large-amount transactions suddenly occur in accounts that have not been used for a long time; (10) Accounts suddenly cease to be used after frequent or large-amount transactions occur in a short period of time; (11) Institutions The account fund transactions are obviously inconsistent with its business scope and scale; (12) The same entity conducts fund business in different regions within the country or within the country or abroad within a very short period of time; (13) The accounts of different entities use the same IP or MAC address, especially the IP address Involving overseas areas; (14) Account transactions are mostly non-counter transactions such as online banking and self-service teller machines.

The money in the account is my own. I can spend it however I want and give it to whomever I want. Why should I be restricted? This question is the most frequently asked. I will give a simple answer. The account contains your own money and legitimate economic income, which are protected by law. It is your own right to use it however you want within the legal scope. However, once your expenditures are illegal, I'm sorry, the relevant units will have If you have the right to restrict your account, here is a simple example: your money is legal income, but there are illegal accounts in the transaction account, then you need to verify your actual situation. After all, the only people who may have transactions with illegal accounts are There are two reasons. The first is that your legal property is being infringed, for example, you are defrauded by criminals. The second is that if you conduct transactions with criminals, you are suspected of participating in illegal activities. Once the above situation occurs, first, you are the victim, and the relevant units have the obligation to maintain the safety of your property. Second, if you break the law, then it goes without saying.

Why does my account need to be reviewed by the anti-fraud center or the public security agency, while other people’s accounts are directly canceled? This question is mainly for some accounts that are currently on the risk account control list of the public security agency. In this way The accounts are usually marked as involving fraud and gambling, and the risk level is relatively high, so they need to be reviewed by the public security organs. There are also accounts that have been included in the accounts involved in the case. In this case, you must go to the public security agency to find out the reasons for the case and whether the suspicion of involvement can be eliminated before subsequent operations can be carried out.

Risks are also divided into levels. Banks with low levels can be released by doing their own due diligence, while banks with high risks can only ask the public security organs to participate in the review. Updated on September 17. In accordance with the requests of friends in private messages, we will briefly discuss some common doubts! At the same time, thank you for your support!

When doing foreign trade business, there are customs, industrial and commercial, and tax orders. The business is reasonable. Compliance, why should my account be frozen? It turns out that I just ignored this link! Recently, many friends who are doing foreign trade business have encountered such doubts. They are indeed doing regular business, thinking that they can solve it if they have all the procedures. Problem, but everyone knows that this is just the beginning of the matter. This problem has been bothering Mr. A. When he went back and forth between the bank, anti-fraud and freezing agencies with all the procedures, the results he got did not surprise him. In the end, they unanimously concluded that Mr. A had not committed any illegal act. , but the account will not be unfrozen if there is illegal fund inflow. Since the business is reasonable and compliant, why is there illegal fund inflow into his account? Mr. A was puzzled and came to me for consultation. After listening to his explanation of the process, I found that the problem lies in the payment channel. Mr. A wants to withdraw funds quickly and ensure the efficiency of capital flow. Because there are restrictions on domestic foreign exchange settlement to avoid unnecessary troubles, and because the withdrawal fees on third-party platforms are as painful as cutting meat, and the threshold for opening offshore accounts has become higher, Negotiate with the other party and decide not to carry forward foreign exchange. I found an agency recommended by a friend and found it to be relatively reliable, so I commissioned an agency. This also leads to the following situation. Mr. A only knows his transaction partner, but he does not know who will remit money to him. Therefore, when I went to the public security bureau to verify the situation, the amount of funds shown in the statement was the same as the contract, but the remitter was inconsistent with the contract (there was no necessary connection), so I was given a recovery without unfreezing. Looking back at the agency company, the agency company will mobilize funds to transfer funds to Mr. A's account based on the foreign exchange quota it receives. Another problem arises in the middle, that is, most of the funds received by Mr. A's account are irrelevant. For remittances from unfamiliar accounts, both the public security organs and banks will take corresponding measures against the accounts. After all, the risk is still very high. As luck would have it, the account was finally solved. Reality also taught him a lesson. Mr. A also realized the nature of his behavior and abandoned this behavior that seemed to take advantage but ended up at a disadvantage. If you are greedy for petty gains, you will suffer big losses! Updated on October 30th

Which agencies have the right to freeze? When it comes to freezing, most people always feel that it is the public security agencies that can do it. Many friends were also told that when they contacted the bank where they opened their accounts, they were frozen by the competent authority. So what is the concept of an authorized authority? An authorized authority is a department or unit that has the right to freeze accounts. In accordance with my country's "Civil Procedure Law", "Administrative Procedure Law", "Criminal Procedure Law", "Tax Collection Management Law", "Customs Law" and other relevant laws, combined with the "Financial Institution Inquiry, Freezing and Deduction" issued by the People's Bank of China According to the Provisions on the Management of Planning Work, the people's courts, people's procuratorates, public security organs, tax authorities, and customs have the right to inquire and freeze the deposits of entities or individuals. According to the provisions of relevant laws and administrative regulations, the agencies with the right to inquire include: audit agencies, industrial and commercial administrative agencies, technical supervision agencies, price management agencies, national supervisory agencies, etc. The only units with the right to deduct deductions are the people's courts, tax authorities, and customs. This problem also troubled Taobao store owner Da Zhang. Da Zhang’s Tmall store was operating in a prosperous manner and he achieved financial freedom early. Properly young and promising. He has also been troubled by recent worries. It was already midnight when he found me, and I had just returned from socializing. Dazhang said that his account was frozen for no reason, and that it was a judicial freeze, and he was a little worried. Dazhang said that before he started Tmall, he was engaged in virtual currency for a while. He caught up with the Bitcoin craze and gained his current wealth. I said that your current account is not the same account as the previous virtual currency account, and it will not be affected by the previous events. You should think carefully about whether there is anything else. After thinking about it, Da Zhang has never done anything illegal or disciplinary, only this is a bit gray and borderline.

Because he invested 2,000 to 3,000 yuan in Bitcoin, and when he took it out, he just caught up with the first wave of 20,000 US dollars, and he was afraid of being confiscated or fined. I comforted him that things were not as bad as he thought and that what he expected would not happen. Since there is no online gambling or anything else, the problem can only lie elsewhere. My first thought was that there might be a tax issue. I asked Dazhang if there was any tax evasion. Dazhang said that there was absolutely no such thing. Because after a Bitcoin dividend, I was very careful to abide by the law and didn't want my good life to be ruined because of a little cleverness. Finally, I asked him if he had recently owed money to someone and had not paid it back, and was sued by the other party. He said no, he had ample funds. There has never been a default on payment. However, he also mentioned a key issue, which is that he has been going through a divorce in the past six months because the division of children and property has not been settled smoothly. I asked him to contact his wife and ask if she had applied for preservation measures in the court. If preservation is done, let them negotiate it themselves and let his wife take the initiative to cancel it. After finally communicating, it was confirmed that it was the property preservation that his wife applied for. Because he didn't answer the phone during the day, he didn't receive the notice. The banking system's standard is judicial freezing, so he was nervous for a long time. How the matter is handled is a matter for them to negotiate among themselves. Judicial freezing is not something that only the public security organs can do. Courts, procuratorates and other authorized units can do it. It does not only apply to those who have participated in illegal crimes. It is also possible to freeze in civil disputes.