What do new industry practitioners mean?

New business practitioners mainly refer to workers in new employment forms such as online delivery persons, online ride-hailing drivers, truck drivers, and Internet marketers who rely on Internet platforms for employment. "New business formats" are new organizational forms that have emerged with the current Internet economy and consumption upgrades. Compared with traditional enterprise units, its employees often do not have labor contracts, fixed workplaces, and fixed working hours. For example: crowdsourcing and crowd-creation platform personnel, takeaway riders and delivery boys such as Meituan, who are engaged in the production and sales of personalized customized products, etc.

New business employment: employment in the new business economy, which mainly refers to the online economy (Internet economy), platform economy, remote office, new individual economy (micro-business, e-commerce, live broadcast), etc.

New employment forms: mainly include employment in online retail, mobile travel, online education and training, online medical and other industries.

1. How should employees in "new business formats" participate in social insurance:

1. If employees in "new business formats" sign a "labor contract" with companies, platforms, etc., then The employer should declare and pay pension, medical, work-related injury, maternity and unemployment insurance for you, and the social insurance premiums payable by individuals will be withheld and paid by the employer.

2. If employees in the "new business format" are employed through labor dispatch, the labor dispatch unit and the employees should sign a "labor contract" and participate in social insurance and pay pension and medical expenses according to the company's insurance policy. , work injury, maternity and unemployment insurance.

3. If employees in the "new business format" sign a civil agreement with the unit in accordance with the "Contract Law", the employees should participate in basic employee pension insurance and basic medical insurance according to the insurance coverage method for flexible employment personnel.

4. For part-time and part-time employees recruited by “new business format” economic organizations who have participated in employee pension insurance in our city, the “new business format” economic organization can pay separate work-related injury insurance for such employees. Protect their rights and interests in work-related injury insurance.

Second, there are two main ways for employees in new businesses to participate in basic pension insurance:

(1) Participate in and pay premiums at the employer. If the conditions for establishing a labor relationship are met, the enterprise (employer or labor dispatch company) shall uniformly handle the payment procedures for enterprise employee pension insurance, and the payment rate is 24% (including 16% for units and 8% for individuals). Individual industrial and commercial households with employees shall participate in insurance and pay premiums as if they were enterprises.

(2) Enroll in insurance and pay premiums as an individual. Self-employed individuals and flexibly employed individuals (who rely on the platform to independently carry out business activities, engage in freelance work, etc.) can register as individuals to participate in enterprise employee pension insurance, and the payment rate is 20%.