Xinhua life insurance?

Xinhua life insurance is still good and reliable. As long as the insured meets the claim standard of the policy, the insurance company will definitely pay. However, when you insure products in Xinhua Life Insurance, you must choose the right products according to your own protection needs, and you should not blindly insure.

If you are interested in Xinhua Life Insurance, you can read this article by Senior Sister:

How about New China Life Insurance? The secrets of the company and products are all in this article!

1. Company background

New china life insurance co Co., Ltd., established in September, 1996, is one of the state-owned listed life insurance companies, directly affiliated to China Investment Corporation, and a Fortune and Forbes Fortune Global 500 enterprise.

In 20021year, Xinhua Life Insurance established a nationwide sales and service network, and * * * set up about 1770 branches. The original insurance premium income exceeded160 billion yuan, and the total assets exceeded one trillion yuan. It has been rated as "A" by Fitch and "A2" by Moody's for many years.

For more suggestions on how to judge whether an insurance company is reliable, Senior Sister collated them in this article:

When we look at insurance companies, what should we look at?

2. Solvency

According to the provisions of the Insurance Regulatory Commission of the Bank of China on the solvency of insurance companies, as long as the core solvency adequacy ratio is ≥50%, the comprehensive solvency adequacy ratio is ≥ 100%, and the comprehensive risk rating is ≥ B, a company can meet the solvency standards.

According to the quarterly data of 2022 1 of Xinhua Life Insurance, the company's core solvency adequacy ratio and comprehensive solvency adequacy ratio are 144. 19% and 239.67% respectively, and its latest risk rating is Class A, which has reached the passing line stipulated by China Banking and Insurance Regulatory Commission, China.

Then, what should we do if the insurance company that we buy insurance products goes bankrupt in the later stage:

The insurance company went bankrupt. What about the insurance I bought?

Hope to adopt

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