Loan product name and slogan

Introduction of the top ten bank loan products:

I. Industrial and Commercial Bank of China

Product name: Rong e-loan

Interest rate: the annual interest rate is about 7.2%, and it may be lower if there are preferential activities.

Limit: 600,000-800,000, which is basically equal to the credit card limit.

Duration: generally 2 years, the longest is 5 years. Support four repayment methods: equal principal and interest, average capital, regular interest payment, and one-time principal and interest payment, and support early repayment.

The second is the Construction Bank.

Product name: quick and easy loan

Interest rate: about 6% per year.

Amount: up to 300,000 yuan.

Duration: 1 year. One-time repayment of principal and interest.

Evaluation: It is necessary to have business dealings with CCB before granting credit, mortgage, wealth management and provident fund.

Three. agricultural bank

Product Name: Netjet Loan

Interest rate: the annual interest rate is about 5%.

Amount: up to 300,000 yuan.

Duration: 1 year. One-time repayment of principal and interest.

Evaluation: The application threshold is relatively high, but there are also opportunities for quota allocation. Small partners who have business dealings with ABC can try it.

4. Shanghai Pudong Development Bank

Product name: integral loan

Interest rate: annualized 6.3%.

Amount: up to 300,000 yuan.

Duration: 5 years. For those who have lived for more than 1 year, they can only choose the repayment method of monthly average capital or equal principal and interest.

Evaluation: However, only provident fund loans can be used, and not all cities are open.

Verb (short for verb) Bank of China.

Product name: E loan

Interest rate: about 6% per year.

Amount: up to 300,000 yuan.

Duration: 1 year. Pay interest on a monthly basis and repay the principal when due.

Evaluation: State-owned banks are hot products with high application threshold.

6. China CITIC Bank

Product name: Yuanmengjin

Interest rate: 9% per annum.

Amount: up to 300,000 yuan.

Duration: up to 3 years. Monthly repayment, equal principal and interest.

Evaluation: The threshold is not high. CITIC Bank can basically apply for all credit cards, and some of them will occupy the credit card quota.

7. China CITIC Bank

Product name: New Express

Interest rate: the normal annualized rate is about 9%, and it will drop to about 6.8% during the preferential activities.

Amount: up to 300,000 yuan.

Duration: up to 3 years. Monthly repayment, equal principal and interest.

Evaluation: Some will occupy the credit card limit.

8. China Everbright Bank

Product name: provident fund loan

Interest rate: about 6% per year.

Amount: up to 300,000 yuan.

Duration: up to 3 years. There are two repayment methods: matching principal and interest and paying interest once a month.

Evaluation: To have a provident fund, not all cities are open.

Nine, the postal bank

Product name: mail your loan.

Interest rate: annualized 14%.

Amount: up to 200,000 yuan.

Duration: 2 years at most. Equal principal and interest.

X. China Merchants Bank

Product name: E Zhaodai

Interest rate: annualized 18%, with a daily interest of 5,000 yuan.

Amount: up to 300,000 yuan. This restriction is not recoverable.

Duration: 2 years at most. Equal principal and interest.

The five most reliable loan platforms

1. Money to spend.

Youhuahua is a loan branch of Internet giant Baidu, which mainly provides credit loan services to the public. Youhuahua has three personal credit loan products: all-easy loan, exclusive loan and short-term loan, which can meet users with different needs.

Users with borrowing needs can download Qianhua APP to apply for loan business. Qianhua System will help Baidu Big Data and artificial intelligence technology to comprehensively evaluate the information submitted by the borrower and the borrower's personal credit, and grant the borrower a certain range of loan quotas according to the evaluation results, of which the maximum loan quota for all-easy loans can reach 200,000, and the maximum loan quota for exclusive loans is 300,000.

2. Microfinance. Micro-loan is a regular credit loan product of Weizhong Bank. At present, the customer base is high-quality Tencent users, and micro-credit does not support users to actively apply for opening.

The system will evaluate the comprehensive situation of users from time to time. Only when the evaluation results meet the conditions for borrowing small loans, the system will open the entrance for users to borrow small loans. The maximum loan amount of small loans is 300,000 yuan, and the daily interest rate of loans is generally 0.05%. Qualified users have the opportunity to get a lower amount.

3. excuse me. Borrowing is a credit loan product in Alipay, with a maximum loan amount of 300,000 yuan. At present, the loan is also invited to open. Only Alipay real-name users with sesame credit score above 600 points have the opportunity to open loans. The daily interest rate of loan is generally around 0.05%, and the specific loan interest rate is determined by system evaluation.

4. Ask for a good loan. Zhaolian Good Term Loan is a personal credit loan product jointly launched by China Merchants Bank and China Unicom. The maximum loan amount is 200,000, and users with sesame credit score above 550 have the opportunity to obtain loan funds in good-term loans. The minimum daily interest rate of the loan is 0.029%. Users can apply for loans by paying attention to the life number of good loans through Alipay.

5.JD.COM gold bars. JD.COM Gold Bar is a personal consumption credit loan product under Jingdong Finance. The customer group of this product is high-quality JD.COM customers. If you want to open JD.COM gold bars, you need to open white bars first. The longest loan term supported by JD.COM Gold Bar is 12 months.

Top ten loan app rankings? Look at these ten

It should be said that the most convenient loan now is to apply directly on the mobile app. After all, mobile phones are carried with you. When it comes to using money, it is impossible to go to the bank or apply by computer, but there are many mobile phone loan applications. How to quickly find the right app to apply? Here are the top ten platforms for loan apps for your reference.

Top ten loan application rankings

1, WeChat micro-loan

Wechat can be said to be a common app for mobile phones. Go directly to the "My Service/Payment" page and apply for a small loan to borrow money, which can be repaid after 724 hours, with the daily interest rate ranging from 0.02% to 0.05%.

2. Alipay borrows money

Cash loan products on Alipay can borrow up to 200,000 yuan, with daily interest, and the daily interest rate is generally between 0.0 15%-0.06%, which supports equal principal and interest, with interest paid first.

3. A small place full of money

You can apply for an app with a small download or money. The credit line ranges from 500 yuan to 200,000 yuan, and the annualized interest rate is the lowest. You can borrow it on the same day and pay it back the next day, with daily interest.

4.JD.COM gold bars

The loan app is Jingdong Financial app. Generally speaking, users with good consumption records and credit information in JD.COM can apply. The maximum loan amount is 200,000 yuan, the annual interest rate is as low as 9. 1%, and the interest rate of loan 1000 yuan is as low as 0.25 yuan.

5360 IOUs

The leading lending platform in China, the loan amount ranges from 5 million to 200,000 yuan, the daily interest of 1 yuan is as low as 1 gross 2, the annualized comprehensive interest rate is as low as 7.2%, and the longest repayment period is 24 months.

6. Stage music

Lexin Group's formal consumption staging platform, the loan app is product name staging music, the maximum loan amount is 200,000, the minimum daily interest rate is 0.03%, and the longest staging is 36 months.

7. Comfortable flowers

For revolving line loan products under consumer finance, the annualized interest rate starts from 7.2%, the maximum loan is 200,000, the approval time is 30 seconds at the earliest, the loan is released at 1 minute, and the repayment time is 24 installments at the longest.

8. Recruit good loans

China Merchants Bank and China Unicom jointly create Zhaolian consumer financial products. You can borrow at any time for 724 hours by directly downloading Zhaolian Financial app, with a maximum amount of 200,000 yuan and a maximum loan period of 36 months.

9. China Postal Revolving Loan

The name of this loan app is China Post Wallet. The loan amount is 1 10,000-200,000 yuan. The annualized interest rate pricing range is 14.04%-23.76% (simple interest calculation method). Interest is calculated on a daily basis, and the amount can be recycled.

10, ICBC wealth management e-loan

ICBC customers can apply directly through ICBC mobile banking, with 724-hour online service, no mortgage, no guarantee and pure credit. The maximum loan amount is 800,000 yuan, and the minimum annual interest rate is LPR0.5%, which is updated every month.

The above is the "Top Ten Loan app Rankings" related content, in no particular order. I hope it will help everyone.