Land-expropriated farmers' insurance land supervision

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endowment insurance policy for land-expropriated farmers these measures are preliminarily formulated according to the Notice of the Municipal People's Government, the Municipal Labor and Social Security Bureau and other five departments on the Implementation Opinions on Establishing the Basic Endowment Insurance System for Land-expropriated Farmers, combined with the actual situation of our city. I. Scope and Object of Protection (1) Within the scope of the whole city, the land is expropriated by the land and resources management department in a unified way. According to the relevant provisions of the Law of the People's Republic of China on Rural Land Contract, the land is entitled to the second round of land contracting right, and the per capita agricultural land after land expropriation is less than .6 mu (including the rural areas that have been urbanized as a whole). After the land is expropriated, the village whose per capita agricultural land is more than .6 mu and part of the land is expropriated may solve the endowment insurance problem of the corresponding personnel with reference to these measures. The specific security personnel shall be discussed and approved by the villagers' congress or the villagers' congress, approved by the township (street office) government and audited by the rural social endowment insurance agency, and reported to the municipal labor and social security administrative department for approval. In principle, the administrative village shall participate in the endowment insurance in a unified way. (two) landless farmers who have participated in the basic old-age insurance for urban workers are not included in the scope of this insurance. (3) Persons under the age of 16 at the time of land acquisition shall be given a one-time land acquisition subsidy according to the provisions on land acquisition compensation, and they will be employed as new laborers to participate in relevant social security after reaching employment age or studying and graduating. II. Forms of protection (1) When the land is expropriated, men aged 6 and women aged 55 and above will directly enter the old-age insurance after paying the old-age insurance fee in one lump sum and enjoy the old-age insurance benefits on a monthly basis. (two) when the land is expropriated, the men aged 16 to 59 and the women aged 16 to 54 will enjoy the pension insurance benefits on a monthly basis after paying the pension insurance fees in full. (III) If I meet the conditions of insurance but refuse to participate in the insurance and sign a letter of commitment with the agricultural insurance institution not to participate in the old-age insurance, the village collective and the municipal finance will not grant the old-age insurance subsidy, and the individual's future life will be included in the category of self-care or social relief. III. Fund Raising (1) The endowment insurance fund for land-expropriated farmers shall be raised according to the principle that the government, the collective and the individual share the same burden. After the insured reaches the required age (male 6 years old, female 55 years old), the pension benefits shall not be lower than the minimum living guarantee standard for cities and towns in 12 yuan every month. The proportion of financing is 3% of the amount of funds raised by the government, 4% of the amount of funds raised by collective subsidies, and 3% of the amount of funds raised by individuals. The endowment insurance premium for landless farmers is partly borne by the government and allocated by the finance from the land transfer income. The government's part of the insurance premium for men aged 6 and women aged 55 and above should be included in the overall account at one time. For men aged 16-59 and women aged 16-54, the insurance premium paid by the government shall be paid in one lump sum in principle. If it is really difficult, the finance can make a budget and include it in stages, and according to the management of the agricultural insurance fund, the finance will make up the corresponding value-added part. Part of the collective subsidy is paid from the land compensation fee and paid in one lump sum. The part paid by individuals is offset from the land acquisition and resettlement subsidies and paid in one lump sum. The specific standards for fund-raising or payment are: 3% for the government, that is, 6355.67 yuan, and 4% for the collective subsidy, that is, 8474.23 yuan. The fund-raising amount of the government and the collective subsidy will not change with the age of the insured. The individual pays 3%, which is divided into two types: when the land is expropriated, the male is over 6 years old, and the female is over 55 years old and above. The collection age is over 1 year old, and the payment amount is reduced accordingly. The specific payment is calculated according to the formula (see the payment collection calculation table for details); When the land is expropriated, the male is 16-6 years old and the female is 16-55 years old, and the same payment standard is implemented regardless of age, that is, 6355.67 yuan; The younger you are when you join the insurance, the more you will get when you get the age, and the pension standard will increase by 2.5% for every one year difference. (two) the endowment insurance fund shall be adjusted in a timely manner according to the changes of the local minimum living standard, and the administrative department of labor and social security shall, jointly with the relevant departments, put forward a financing adjustment plan in a timely manner, which shall be promulgated and implemented after being approved by the municipal government. After the adjustment of the financing standard, the endowment insurance fund raising of the new insured personnel should be implemented according to the new standard, and the financing standard of the insured personnel remains unchanged before the standard adjustment. (3) The land and resources department shall solicit the consent of the labor department before examining and handling the land requisition procedures, and the developer or employer of the land requisition must go through the signature formalities at the agricultural insurance office of the labor department, otherwise the land department shall not handle the land requisition procedures; The land developer or the employer must pay the endowment insurance fund for landless farmers in one lump sum. (four) the municipal government to establish a pension insurance risk fund system for landless farmers. The risk fund is extracted from the net income of the land transfer fee, and the extraction ratio is not less than 5% of the net income of the land transfer fee, which is mainly used to resolve the pension adjustment risk and longevity risk of the insured, and the insufficient part is solved by the municipal budget. The risk fund shall be withdrawn at any time during land requisition compensation. Iv. Conditions and Standards for Enjoyment (1) When the land is expropriated, the men who have reached the age of 6 and the women who have reached the age of 55 and above shall pay the old-age insurance premium in full according to the regulations, and receive the pension 12 yuan on a monthly basis from the following month. For men aged 16-59 and women aged 16-54, the pension payment standard will be increased by 2.5% when they reach the stipulated age (male 6 and female 55) (for details, please refer to the payment payment standard table). (2) The pension benefits of the insured are linked to the payment level, and villages with strong collective economic strength can choose higher standards. However, the insurance premium for raising the pension standard is entirely borne by the village collectives and individuals, and the government only bears 3% of the financing amount of the minimum living guarantee line for urban residents, that is, 6355.67 yuan. (III) The adjustment of pension benefits shall be determined according to the changes of the minimum living security level in our city. The specific adjustment time shall be appropriately proposed by the municipal labor and social security administrative department in conjunction with relevant departments (finance and civil affairs), and shall be announced and implemented after being reported to the municipal government for approval. (four) the insured pension, by the rural social endowment insurance through the post office, banks and other social distribution channels to the insured himself in full and on time. V. Connection with other old-age insurance (1) Farmers whose land has been expropriated are employed in various enterprises in cities and towns, and enterprises should provide them with basic old-age insurance for urban workers. Those who participate in the old-age insurance for land-expropriated farmers and then participate in the basic old-age insurance for urban workers may, according to their wishes, return all the principal and interest paid by individuals in their personal accounts and 5% of the principal and interest of collective subsidies to them, or, with the consent of the Enterprise Annuity Council, transfer the above funds in their personal accounts to enterprise annuities. (II) Before the establishment of the old-age insurance system for land-expropriated farmers, the original personal accounts of the land-expropriated farmers who have participated in the rural social old-age insurance remain unchanged, and after reaching the age of receiving, the corresponding pension amount can be combined with the amount they should enjoy in participating in the old-age insurance for land-expropriated farmers and distributed uniformly. (III) If the insured person moves from the local area to other places, he can return all the principal and interest paid by the individual and 5% of the principal and interest of the collective subsidy in his personal account according to his wishes, or he can leave the insurance relationship in the local area and receive the pension according to the regulations after entering the collection period. Vi. Fund Management and Supervision (1) The endowment insurance fund for land-expropriated farmers shall be co-ordinated at the county level, and the rural social insurance agency of the labor and social security department of this Municipality shall set up a special account for the endowment insurance fund for land-expropriated farmers in state-owned commercial banks, which shall be subject to unified accounting and management. (two) the special account of the endowment insurance fund for landless farmers is composed of individual accounts and social pooling accounts, and a risk fund account is set up at the same time. Individual contributions and collective subsidies go into individual accounts, and the government takes part into social pooling accounts. The risk fund of the old-age insurance for landless farmers is directly included in the risk account, and the risk fund is managed by the municipal finance department, with special account storage and special account management. When the pension is adjusted or there is a risk of longevity, the financial department should promptly transfer the required funds into the special account of the endowment insurance fund for landless farmers. The pension that landless farmers should enjoy should be paid from individual accounts and overall accounts in accordance with the proportion of fund raising. When the funds in the individual account and the overall account are insufficient, they shall be charged from the risk fund account. (three) individual account funds, according to the agricultural insurance fund management policy. If the insured person dies for some reason before reaching the age of collection, the principal and interest of his personal account shall be settled in one lump sum, and the insurance relationship shall be terminated at the same time. If he dies after receiving pension insurance, his legal heir or designated beneficiary will inherit the remaining amount in his personal account. If there are no heirs or designated beneficiaries, funeral expenses may be paid according to relevant regulations. When the insured person meets the conditions for surrender, all the principal and interest paid by the individual in his personal account and 5% of the principal and interest of the collective subsidy will be refunded to him at one time. The interest of the individual account will be calculated at the one-year deposit rate. If it is less than one year, it will be calculated at the current rate, and the insurance relationship will be terminated at the same time. (IV) The endowment insurance fund for land-expropriated farmers shall be fully deposited in the special fund account opened in state-owned commercial banks, so as to preserve and increase the value within the scope permitted by national laws, regulations and policies. Value-added income from overall account and individual account is included in the special account of the fund. Any department of the endowment insurance fund and risk fund of land-expropriated farmers shall not occupy, lend, misappropriate or intercept it, and shall not use it for any form of direct investment and risk investment, and shall not levy various taxes and fees. VII. Organizational leadership and division of responsibilities The administrative department of labor and social security is the competent department of the rural social endowment insurance agency in the city, responsible for the implementation of the endowment insurance policy for land-expropriated farmers, formulating the financial, statistical and internal audit system of the endowment insurance fund for land-expropriated farmers in conjunction with relevant departments, and supervising the collection of endowment insurance premiums, the issuance of pensions and the operation of the endowment insurance fund; The rural social endowment insurance agency is responsible for the professional guidance, personnel training and policy publicity of the staff of the township (street) labor security office (station), and is responsible for the handling of insurance procedures, the management and operation of the special account of the endowment insurance fund and the payment of pensions. The financial department is responsible for the supervision of the special account of the fund, the raising and adjustment of some funds and risk funds undertaken by the government, and the management of risk funds, and timely disburse the funds and start-up funds of rural endowment insurance institutions according to the needs. The land and resources department is responsible for the verification of land-expropriated villages, the implementation of land-expropriated compensation, the collection of endowment insurance funds and risk funds for land-expropriated farmers in conjunction with the financial department, and the approval of the insured personnel in cooperation with the administrative department of labor security and the agricultural insurance agency. Before the implementation of land-expropriated compensation, the amount raised by the government, the collective and the individual must be allocated to the special account of endowment insurance funds for land-expropriated farmers in one lump sum. Civil affairs departments provide timely adjustment of the minimum living standard for urban residents. The agricultural department shall supervise the collection of collective subsidy funds, and guide the employer and the landless farmers to make timely adjustments and changes to the contract according to the land requisition notified by the land resources management department. Township offices and village committees involved in land acquisition are responsible for the approval of insured persons and cooperate with relevant departments to do a good job in insurance. This article comes from the website of Shahe Municipal Bureau of Personnel, Labor and Social Security: