Gitzo Consumer Finance reminds you: stay away from telecom fraud and protect property security.

With the development of information technology, the means of telecom fraud are also escalating, and many consumers are unfortunately recruited and suffered huge economic losses. Gitzo Consumer Finance Co., Ltd. (hereinafter referred to as "Gitzo") summarized three common telecom fraud cases to help consumers identify scams and protect property safety.

Typical case 1: "phishing" website steals personal funds.

Usually, many consumers like to handle business through the official website of financial institutions, which is convenient and fast, and some lawless elements are aiming at this point, sending consumers a "phishing" website link through a number or email address very similar to the official customer service of financial institutions for fraud. At first glance, these websites look like official website, a financial institution, but they are actually full of "Gankun": when consumers enter their account information on phishing websites, criminals will instantly link to the real official website in the background, and use the stolen information to log in the victim's account to transfer funds.

In addition, some criminals will pretend to be the customer service staff of financial institutions, and deceive the victims through "phishing" links, transaction failure tips, customer service chat and other combined tricks, and obtain authorization to operate the victim's account through other accounts (such as "authorized payment" of online banking), thus transferring funds in the victim's account. This process usually takes only a few minutes.

Gitzo reminds consumers not to click on unknown links in text messages or emails easily. If you receive a link from a strange website, you'd better call the official customer service phone number of a financial institution or go to an online outlet to inquire. At the same time, consumers should pay attention to properly keep their user names, login passwords and verification codes, and do not disclose them to others at will.

Typical case 2: Disguising customer service to defraud customer information

Criminals post fake customer service numbers of financial institutions online, or put waistcoats on fake numbers through illegal software to pretend to be official customer service numbers, pretending to be customer service personnel to contact the victims, asking the victims to transfer money to fake bank accounts for consumer loans or credit card repayment, or defrauding the victims of bank card numbers, passwords, ID numbers, online banking accounts, verification codes and other information on the grounds of account upgrading, quota adjustment, point redemption, trial use of new services, and invitation to participate in preferential activities.

Gitzo reminds: the official customer service number of the bank is generally 5 digits, without any area code and suffix. Contracts of formal financial institutions, such as consumer finance companies, generally list in detail the company account information and official customer service contact information for repayment, but it is not credible to ask for repayment through transfer to a private account. In addition, the staff of formal financial institutions will not ask customers for private information such as accounts and passwords by telephone or SMS, nor will they ask customers for personal social accounts such as WeChat and QQ for "private chat". When consumers encounter such situations, they must be careful not to disclose information such as ID card, bank account number and password. If you are deceived, you should report the loss to the police in time and keep the relevant evidence materials (such as the other party's phone number, bank account number sent, etc.).

Typical case 3: pretending to be an acquaintance for help is really cheating money.

In telecom fraud, impersonating an acquaintance is a common scam with a high success rate. In this scam, criminals will pretend to be acquaintances of the victim (relatives, friends, classmates) and send messages to the victim on their own initiative, falsely claiming that they are in urgent need of money in case of an accident (such as using money for emergency and paying a fine). ) and ask the victim to remit money to the designated account. If consumers do not carefully screen, it is easy to fall into the trap and suffer losses.

Gitzo reminds: When receiving information from an acquaintance who claims to be an "acquaintance" and can't confirm the identity of the other party, consumers must be cautious and confirm their identity with the "acquaintance" in a reliable way (for example, making direct calls, video chatting, telling things that only both parties know, etc.). It is best not to contact according to the new number provided by the other party, so as not to be deceived.

There are various forms of telecom fraud. Gitzo is here to help consumers. Pay attention to the following points in daily life to protect yourself from traps:

1. Look before you leap. Consumers should carefully verify the source number and carefully distinguish the authenticity of the information when receiving strange phone calls or text messages. If the number is suspicious, do not directly call the contact number provided by the other party, reply to the short message, or click 1. Think twice before doing anything. Consumers should carefully verify the source number and carefully distinguish the authenticity of the information when receiving strange phone calls or text messages. If the number is suspicious, don't directly call the contact number provided by the other party, reply to the short message, or click on the link of the unknown website, so as not to be unlucky and suffer losses.