Bank cards should be frozen when sending short messages. Can personal accounts be frozen when sending short messages?

After the online loan is overdue, you will often receive a collection message, but some of them are not sent by the online loan platform, but by a hundred banks. For example, many people began to worry when they encountered the situation of freezing bank cards by sending text messages to hundreds of banks. Then, can Baixing Credit Information freeze personal accounts? Come and analyze it today. bank cards should be frozen when sending short messages for credit investigation. Can personal accounts be frozen for credit investigation? People who are worried about this are all because they don't understand the credit information of Baihang. What I want to tell you here is that Baixing Credit Information System is just a private credit information system, similar to the central bank credit information system, which integrates all kinds of financial institutions to enjoy big data. There is no right to freeze personal bank card accounts, and everyone's worries are completely unnecessary. In addition, the online lending platform for credit information of the 1 banks is not, and even if the repayment is not returned to the 1 banks, it is returned to the lending platform, and there is no way for the online lending platform to directly freeze personal bank card accounts. After all, bank card freezing is usually judicial freezing. That is to say, the online lending platform has to sue the borrower to the court. If the borrower fails to repay the loan after the court's judgment, the online lending platform can apply for enforcement, and it is possible to freeze the borrower's account. If the online lending platform has not started to sue, it will receive a text message that freezes the bank card. Obviously, it is just a collection method of borrowing a hundred lines of credit information, with the purpose of putting pressure on borrowers to repay. Of course, it does not rule out that some people have never even borrowed money at all, and they have also received a text message from a hundred banks. It may be that others wrote themselves as emergency contacts when they borrowed money, or they received a text message from a liar, which is even more ignored. The above is the introduction of "1 banks should freeze bank cards when sending text messages for credit information". In short, as a private credit information system, Baixing Credit Information is only responsible for collecting big data information of financial institutions in the system, and will not take any measures against borrowers. The so-called freezing bank cards by texting is just a bluff.