When the company settles the project payment, it will first transfer the money to the bank, and then the bank will transfer the money to the individual. How long will it take to get the account?

The company's checkout regulations are not clear, but if it is a transfer between personal bank cards, according to the current regulations, it will take at least 24 hours to get the account. So if it is transferred twice, it will take at least two days to get the account.

Payroll business refers to the business that a commercial bank accepts the entrustment of the entrusting unit and transfers the wages, bonuses and other income paid by the entrusting unit to the current savings account opened by the designated employee in the bank.

From the form of payment, the payroll service includes three forms: current passbook, savings card and credit card.

Enterprises can handle the payroll service at the counter of bank outlets. If enterprises are interested, they can sign a total wage agreement with commercial banks on the principle of mutual benefit. After signing the agreement, the salary will be paid according to the following procedures:

1. account opening: the entrusting unit provides the employee's name, ID number and other relevant materials on behalf of the bank according to the requirements of the current real-name registration system of the bank, and the account opening bank handles batch account opening procedures according to the list.

2. Transfer of funds: When paying wages, the entrusting unit transfers the full amount of wages paid by the entrusting unit to the designated account opened by the entrusting unit in the bank, and provides the bank with a detailed list of wages paid by the entrusting unit in writing.

3. Performance payment: The bank will transfer the due amount to the savings account of each employee on time and in full according to the entrustment agreement and the list information provided by the entrusting unit.

4. After the wages are recorded, the employees of the entrusting unit can freely handle the withdrawal business. When employees withdraw money, they need to submit a current all-in-one passbook or settlement card, and fill in the deposit and withdrawal receipt. The teller will check whether the content of the receipt filled by the customer is correct, whether the basic content is complete, and whether the account number is consistent with the account name. After verification, print the withdrawal slip, submit it to the customer for confirmation, and the customer will sign it after confirmation. The teller stamps the passbook and withdrawal slip with personal seal, and stamps the cash receipt on the withdrawal slip.

What are the advantages of paying wages on behalf of banks?

1. Reduced the process of receiving cash from the bank for re-counting;

2. Reduce the mistakes made by financial personnel due to salary distribution;

3. Reduce the burden of retaining wages.

For business owners:

1.？ Bank flow can be used to handle large credit cards and loans.

2.？ Lay a good foundation for future enterprises to become bigger and stronger.

For enterprise employees:

1.？ Reduce the custody of cash and reduce the loss and damage rate of cash.

2.？ Global cash withdrawal is free, and it is also free across banks and regions.