I owe several hundred yuan to Suning Finance. A few days after the deadline, I received a message saying that I was suspected of evading debts on the Internet. Is it true?/You don't say.

It's fake. It's fraudulent information.

According to China Bank Card Industry Self-discipline Convention, if the payment is overdue for 3 days and the repayment difference is less than 10 yuan, no penalty interest will be charged. This delay also reflects the bank's concession, because the previous repayment is one or two days late, or there is still a fraction left unpaid, which may lead to the full penalty interest, leading to overdue personal repayment. According to the usual practice, banks provide time-sensitive services to cardholders, remind them of repayment by SMS or email at least three days before the due repayment date, and provide a repayment period of at least three days. In other words, if the cardholder pays back the money within 3 days after the stipulated repayment date, the bank shall consider it as full repayment in the same period, and no penalty interest is allowed. Note: 3 days refers to natural days, not working days.