Why is there credit card information?

Why do you receive a credit card repayment reminder message?

If it is your own credit card repayment information, it means that the credit card repayment SMS service has been opened; If it is not your own credit card information, it may be information, which requires special vigilance. Delete the text message immediately after receiving it, and never open the linked text message, so as not to lose your bound bank card. Another possibility is that your number has been recycled and resold. The last owner left your number in the bank when he applied for a credit card, but he didn't go to the bank to change it in time after canceling the account, so you received a prompt message from the bank after buying this number. Just take your ID card and go to the bank to cancel it.

The newly opened mobile phone number sometimes receives several repayment messages a day, and more often it is a problem that various network platforms cannot be registered or have already registered. In fact, these problems are all due to the problem of secondary delivery, and sometimes even the newly opened number may encounter secondary delivery.

So what exactly is secondary delivery?

Under normal circumstances, if your mobile phone number is down, it will be frozen for a period of time and put back on the market after being taken back by the operator, which is called "secondary numbering" in the industry. The mobile phone number will be automatically cancelled without payment for 3 months. After the freezing period of more than 90 days, you can re-enter the number selection system. Moreover, telecom operators can't know which third-party services are bound to customers' mobile phone numbers, and there is no way to eliminate them.

How should we deal with such a problem?

Many times, before the number is put into use again, operators can only eliminate their customized value-added services and have no right to change the registration information of third-party websites bound to mobile phone numbers. So at this time, we need to manually contact the third-party platform to unbind or cancel. Of course, for friends who want to change the number, the old number is no longer used, and they should also develop the habit of actively canceling and unbinding various Internet platforms. How can we avoid re-numbering second-hand mobile phone numbers? On the one hand, try to choose the number of the brand-new segment; On the other hand, after choosing the mobile phone number, contact the customer service staff of the operator and ask them to help you find out whether the mobile phone number you choose is a secondary number, and untie and cancel the relevant software in time. At present, we still need to pay more attention to this problem and deal with it in time. Because there are many loan platforms such as credit cards, the good and the bad are mixed. If this happens, we can contact the customer service of the relevant bank in time or cancel it at the front desk of the bank.

What happened? I haven't applied for a credit card yet, and the bank sent me a credit card consumption information. What happened?

What happened? I haven't applied for a credit card yet, and the bank sent me a credit card consumption information. What happened?

According to what you said, it is possible that your mobile phone number has been used by others before, and it is bound with a credit card, so the other party will send it to your mobile phone only when it is not used. Keep it in the bank, so this will happen.

What should I do if my mobile phone number is registered by others?

It is recommended to call the banking center for consultation.

There should be a bound account in the text message received at the same time.

There are two possibilities for this situation:

1. The card you bought is not a new number. It has been used before.

2. When the account owner handles the business in the Agricultural Bank of China, there is an error, which may be an error in reporting or an input error by the bank personnel.

The specific process is as follows:

① Copy the ID card with the assistance of the staff in the bank lobby and queue up at the same time.

② Fill in a business application form, select "Change reserved mobile phone" in the business application column, and attach the mobile phone number that needs to be bound now. If you have any questions about other items in the application form, you can refer to the template provided by the bank or consult the lobby manager of the bank. Different banks need to fill in different application forms with different names. Take ICBC as an example, application forms for other businesses need to be filled out. )

(3) After calling the number, hand over the bank card, the original ID card, the copy of the ID card and the business application form to the counter staff, and then modify the settings to reserve the mobile phone.

What does a credit card mean?

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

I didn't apply for a credit card. Why do I receive credit card banking information?

First of all, we must distinguish whether the received text message is a text message. Nowadays, there are many means of telecommunication, one of which is texting, which makes people think that they have applied for a credit card without knowing it, are afraid of owing money to the bank, or have problems with their credit information, so they try to deposit the money on the bank card in the SMS.

If you receive this message, you can ignore it and treat it as spam. Because of these liars, the more you tell him, the harder he will work and think of more ways to drive. There is nothing to say to these people, because we can't determine their phone numbers and residential addresses, so we can't call the police, wasting time and energy.

In addition, carefully check whether SMS promotes SMS. Because bank credit card salesmen also have performance requirements, if they fail to complete the performance of the current month, they may send text messages to their mobile phone numbers in groups. It is impossible to say that several people in these mobile phone numbers need credit cards.

As for why they have so many mobile phone numbers, why they disclose their mobile phone numbers to others, and where their channels come from, there is no way to start. Because in the information age, everyone's personal data are not so confidential, and many materials are even sold publicly. This situation cannot be improved for the time being, and we can only hope that relevant departments will introduce relevant policies to protect citizens' privacy.

If it is not the above problem, you need to contact the bank in time to ask about the specific situation when you are sure that you have not applied for a credit card. For example, check whether you have a record of handling credit cards in the bank through the bank service hotline, or go directly to the bank service hall to check. If not, get a card. If there is no debt, we are all happy. If there is a record, you should carefully ask about the card opening situation, such as the card opening bank, card opening time, credit card limit, consumption, etc. If you are sure that you are not handling it yourself, you must coordinate with the bank. If the situation is serious, you need to ask the police to intervene.

The introduction of why there is credit card information and why there is credit card information that can't be found ends here. I wonder if you have found the information you need?