Is it true that Zhongyuan Consumer Finance sent a text message saying that it would contact the village committee?

No, this kind of consumer finance collection is usually bombarded by phone messages, and most of them are deceptive, because your consumer finance is estimated to be several thousand yuan, which is generally collected all over the country. He can't go to your local place for thousands of dollars. Calling and texting is just to scare you, use your fear to pay back the money and let them achieve their goals.