I have been in loans overdue for four days, but I won't pay it back until August 1. What shall we do? Will you call your family?

Since there is no money to pay back for the time being, you can find your own customer service phone number or leave a message to promise the customer service staff the specific repayment date. Please cherish your credit. Generally, it is 4 days overdue, and you may have received several short messages about the loan auction.

If loans overdue:

First, the collection staff of the auction loan platform will call and send text messages regularly.

2. Long-term (4 days is definitely not long-term) overdue arrears are handed over to a professional collection company for collection.

The third is to expose the qualification information of borrowers who have been in arrears for a long time and publish all the information of borrowers. Then investors from all over the country (maybe hundreds-hundreds) who gave you money at that time will call you.

Fourth, report bad credit records to the Credit Information Center of the People's Bank of China. As a result, bad records will affect various commercial and economic behaviors of borrowers. For example, in mortgage to buy a house, you can apply for a credit card, get a loan to buy a car, go out and take a high-speed train, fly and so on.

If the amount owed is huge, and the specific address can be found for a long time, it is not excluded that investors (people who have invested in you) and professional collection companies will come to you. Or submit it to the local court for prosecution and finally enforce it.