Traffic credit card SMS inquiry

Inquiry of credit card short message bill of Bank of Communications

1. Inquiry method of short message:

1. Inquiry of credit card bill of Bank of Communications: The last four digits of CC bill # are sent to 95559, and the amount and repayment date of the latest bill of the specified card can be inquired;

2. Bank of Communications credit card balance inquiry: the last four digits of CC balance # are sent to 95559, so that the account balance of the designated card can be inquired as of the time of sending the SMS;

3. Bank of Communications credit card unbilled bill inquiry: the last four digits of CC unbilled bill # are sent to 95559, so you can inquire the accumulated recorded transaction amount of the unbilled bill of the specified card up to the time of sending SMS;

4. Bank of Communications credit card trial repayment inquiry: the last four digits of CC trial repayment #YYMMDD# are sent to 95559, and the account balance of the designated card as of YYMMDD (year, month, day, for example, 197) can be inquired;

2. Bank of Communications credit card information can be queried in the following ways:

1. Query the credit card consumption records of Bank of Communications through customer service telephone. Users can call the 24-hour service hotline of Bank of Communications at 4-8-9888, and turn to manual inquiry according to voice prompts.

2. Inquire about the credit card consumption records of Bank of Communications through the ATM of Bank of Communications.

3. Inquire about the credit card consumption records of Bank of Communications through the business outlets of Bank of Communications.

Extended information

Administrative Measures for Bank Card Business

Article 45

The card-issuing bank shall abide by the following risk control indicators for credit card business:

(1) The single overdraft of the same cardholder shall not exceed 2, yuan (including equivalent foreign currency) for individual cards and 5, yuan (including equivalent foreign currency) for corporate cards.

(2) The monthly overdraft balance of an individual card in the same account shall not exceed 5, yuan (including equivalent foreign currency), and the unit card shall not exceed 3% of the comprehensive credit line granted to the unit by the issuing bank. The monthly overdraft balance of a unit without comprehensive credit line for reference shall not exceed 1, yuan (including equivalent foreign currency).

(3) The overdraft limit of a foreign currency card shall not exceed 8% of the cardholder's deposit (including the pledged amount of savings deposit). (four) from the date of implementation of these measures, the average monthly overdraft balance of more than 18 days (including 18 days, the same below) shall not exceed 15% of the total monthly overdraft balance.

article 46

the maximum overdraft period of a quasi-credit card is 6 days. The minimum repayment amount of a credit card in the first month shall not be less than 1% of its overdraft balance in that month.

Article 47

The card-issuing bank shall recover the overdraft funds and funds through the following channels:

(1) Deducting the cardholder's deposit and disposing of the collateral and pledge according to law;

(2) claim the overdraft from the guarantor;

(3) recourse through judicial proceedings.