Is it true that Alipay calls home locally after the deadline?

In fact, there is no need to worry about this matter. Alipay usually calls for debt collection, and will not visit the household registration to collect debts.

AliPay's statement that the door-to-door investigation is definitely not true. If you borrow money from Alipay, but you don't pay it back, Alipay's customer service will call you to make a dunning first. They usually call twice, and if you don't pay it back, they will sue in court.

Extended information:

The money owed to Alipay is a civil dispute, not a criminal case, so you don't have to bear criminal responsibility and won't go to jail, so even if Alipay sends someone to collect it at home, don't be afraid. Of course, if you have the ability, you should pay back the money as soon as possible, because the principal and interest owed will accumulate more and more, which will be more and more unfavorable to yourself. However, it should be noted that if the amount owed is large, Alipay may sue the borrower, and the personal credit report of the central bank will also be stained. It is easy to be rejected if you want to apply for a loan in the future, so I suggest that you must settle the arrears.

If you owe a lot of money to Alipay, Alipay will probably take legal proceedings to sue the borrower, and the subsequent actions will have an impact on your personal reputation, which will affect future loans, house purchase, employment and other issues. Don't blindly consume, and be careful to borrow money through Alipay.

Pay attention to Alipay's overdue:

Alipay's overdue generally refers to the overdue of users' borrowing, online business loans or flower buds. In fact, when individuals can't repay on time, users can apply for different repayment methods, such as installment or deferred repayment when flower buds can't repay on time; If the loan and online business loan cannot be returned on time, you can call to apply for an extension.

when the money used by users cannot be returned on time, there will be penalty interest. The longer the time, the more penalty interest will be generated. Moreover, the platform will be collected after the overdue period. Moreover, the platform will be closed, and users can't continue to use this function. If the overdue amount is large and long, they may be sued.

when using the loan function in AliPay, users should know what kind of income they use to repay their debts. If their income is not much, they should use loans carefully. In fact, when you can't borrow money, you can also borrow money from friends around you.

It should be noted that the overdue loan on Alipay will affect personal credit information, and the handling of various loans will be affected after the credit information becomes bad. After the arrears are returned, the overdue records will be kept in the credit information for 5 years, and will disappear automatically after 5 years, and will not be recorded all the time.