1069 Why is it that someone else sent an overdue text message?

Is the loan overdue notice sent by 1069 true?

Is it true that 1069 is overdue?

Normally speaking, if the text message starts with 1069 and informs the borrower that the loan is overdue and has been sued, it is most likely a false text message. If the borrower is really sued by the lending institution, when the court sends the notice of prosecution to the borrower, it will be mailed to the borrower's address strictly in writing.

Of course, there will also be notifications in the form of text messages, but they will not be commercial number segments starting with 1069. In addition, as long as the case is filed, the borrower can directly find the case on the local court official website. If a borrower receives such fraudulent overdue text messages, he or she can call the 12321 Network Bad Network and Spam Report Acceptance Center to report, or log in to the 12321 official website to report.

Although the overdue prosecution text message sent by 1069 may not be true, if the borrower receives the overdue notification text message from 1069, then there is a high probability that it is true.

Generally, this type of text messages are sent in batches and are commonly used reminder numbers by financial institutions. Therefore, when a user receives an overdue text message from a number starting with 1069, there is a good chance it is genuine. However, users should not simply believe the content of the text message. They should contact the customer service staff of the financial institution to check the details of their monthly bill. The overdue text message sent by 1068 has a real name. I am overdue, but is this message true or false?

The text message is true because there is a real name and there is an overdue behavior, so generally such information is true. There will be no falsehood. Of course, you can call to verify whether it is true.

1. Is the text message starting with 1068 notifying you of a lawsuit true or false?

Recently, I always receive loan requests for repayment. If there is indeed a loan here and there is indeed overdue behavior, then a text message may be sent to you, so you should judge whether the situation is true based on your actual situation. Especially after we borrow money from an online loan platform, we need to pay off the bill before the repayment date every month. If we do not repay the money in time, we will receive a reminder from the bank or online loan platform staff. If it exceeds the repayment date, It usually takes a few days for the lending platform or financial institution to call or send text messages to remind the borrower. After a long time, a lawsuit notification text message starting with 1068 will be received.

2. What will happen if it is overdue?

1. Overdue fees: Failure to repay on time will incur corresponding overdue fees, which will be calculated by the lending bank or licensed financial institution in accordance with regulations. There are overdue fees, and the longer the overdue period, the higher the fees will be.

So it is best to develop good repayment habits to avoid incurring additional fees.

2. Credit damage: If you fail to repay overdue, it will also have a serious impact on your personal credit. Once a person's credit record is stained, it will be difficult to apply for a loan again. What’s even worse is that if you want to buy a house in the future, your mortgage loan amount will be smaller than others if your credit is stained, and the interest rate will be higher than others. In serious cases, your mortgage application may even be rejected by the bank. If you exceed the deadline and become a serious breach of trust, you will not even be able to take planes and high-speed trains, and your children will not be able to attend private schools. It can be said that it is difficult to move forward.

3. Serious circumstances may lead to imprisonment: If the debtor resolutely refuses to perform his repayment obligations and becomes a deadbeat, if the circumstances are very serious, the court will hold the debtor criminally responsible. If it's too serious, you'll go to jail.

Article 108 of the "General Principles of the People's Republic of China and Civil Law": Debts must be paid off. If the debt is temporarily unable to repay, the debtor may repay it in installments with the consent of the creditor or the ruling of the people's court. If the person has the ability to repay and refuses to do so, the People's Court shall make a judgment to force repayment. Why does the overdue text message sent by 1069 contain the real name?

I personally feel that this kind of text message is definitely a scam. Don’t believe it. It is possible that your personal information has been leaked, so your real name is on it.

Why did I receive a text message starting with 106820 instead of my own?

I met a scammer.

SMS messages starting with 1068 and 1069 were originally used by companies for online marketing, but I don’t know whether it is due to lax supervision by operators or no supervision at all. Now they have simply become used by “unidentified” criminals. It has become a "criminal tool" for committing telecom fraud and threats. It can even be said that telecom fraud cases continue to show an upward trend. Text messages starting with 1068 and 1069 have a great contribution.