Is BOC Consumer Finance a subsidiary of Bank of China? Could it be a fraud company?

The company of China Bank is a subsidiary of China Bank, not a fraud company, but a financial consumption company specially established by China Bank, which can be trusted.

1. BOC Consumer Finance is a consumer finance company established by Bank of China and has a formal consumer finance license. Therefore, BOC's consumer finance strength is very strong, and it has basically not closed down. There are a large number of loan products in consumer finance of China Bank, including credit loans, mortgage loans and so on. You can cash out, shop, learn English, rent a house, learn to drive, get married and so on through BOC consumer finance. At present, the maximum loan amount of BOC Consumer Finance can reach 200,000 yuan, and people aged 65,438+08-60 can find their own loan products.

2. Business scope: granting personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance; Acting as an agent to sell insurance products related to consumer loans; Fixed income securities investment business; Other businesses approved by the CBRC.

3. Personal consumer credit products of BOC Consumer Finance are operated by BOC Consumer Finance Co., Ltd., and they are actually familiar with hospitality loans. In the past, it was also an application portal opened in the official WeChat account of China Bank, including many white-listed users who had received SMS applications for hospitality loans invited by China Bank. Recently, this product is very popular in the next paragraph of the market and in the circle of friends of the intermediary.

1. At present, BOC Consumer Finance has launched an app, Hospitality Loan. The maximum application amount is 654.38 million yuan, and the longest service period is 12 months. Personal identity authentication and video authentication are provided when applying, and other basic personal information is enough. The age range of open application is 20-60 years old.

2. In fact, the reason why the intermediary speculates that the China bank card can be applied is because the collection card bound by the hospitality loan at the time of application must be the savings card of China Bank, and the open user group is also the user group holding the savings card of China Bank. These two days have been heated in the circle of friends, and there are indeed many products with feedback from the next case. According to the feedback from the users who submitted the application for the new Easy Loan hospitality loan in the last two days,

3. After the entertainment loan is submitted for review, the whole process belongs to the system approval, and there is no telephone call back. Generally, the time from 8: 00 a.m. to 22: 00 p.m. to submit the approval results is very fast, and the withdrawal after approval is basically seconds. In terms of interest, it is basically consistent with the loan interest of BOC's consumer financial products before, and the comprehensive daily interest rate is around 0.05%.