What does it mean for a rural commercial bank to take gifts?

If it is really said by the bank staff, it is to get the gift money. If you don't know the real identity of the other party, please consult the bank staff. Probably a liar.

Rural commercial banks do some activities to give back to customers from time to time, some of which are gifts, so it is possible to call customers, but they usually go to bank outlets to get them.

Beware of being cheated. When you encounter such text messages or phone calls, please consult the bank staff immediately.