What should Xiaomi Finance do if it has been dunning?

Repay as soon as possible. When you are in loans overdue, you will definitely be asked to pay back. If you don't repay for a long time, your credit will be affected. If you have difficulty in repayment, you can negotiate.

Xiaomi Finance is a big company, so it shouldn't come to collect money, but it will often call you or your family to send text messages. Once the time is too long, they will sue you in court and damage your Z letter. At that time, you will be blacklisted, unable to take the train and high-speed rail, restricting your travel and many other aspects, and thousands of dollars are not much, so you should return it as soon as possible.

1. Dunning should be straightforward.

There is nothing shameful about dunning, and there is no punch line. The most effective way is to call a spade a spade, never say sorry, and never beat around the bush.

2. Before taking action, find out the reasons for the arrears.

Whether it is negligence, dissatisfaction with products, lack of funds or intention, different collection strategies should be adopted according to different situations.

3. Go directly to the original contact.

Never let customers push each other and lead them by the nose.

4. Don't make excessive behavior.

It is not advisable to get angry when dunning, and then find ways to vent, or even make excessive behavior. Once the face is torn, customers may continue to stay and it will become more and more difficult to collect money.